Reliance general stand-alone own damage bike policy        

Reliance general insurance is popular as the leading general insurance provider in India. The parent organization of reliance general is Reliance Capital. The company has a huge customer base across the nation with 139 offices and above 28900 intermediaries. Established in the year 2000, provides advanced and personalized insurance solutions for motor, travel, health, etc. vision of the company is to score ideally for whole-standard insurance services and products.

What is meant by stand-alone own damage bike policy in reliance general?

If you've recently purchased a Third-Party Insurance policy, you might consider purchasing Standalone OD Bike insurance to protect your vehicle from injury and loss. Both plans do not have to be purchased from the same insurance company. To put it another way, even if you have third-party insurance from another insurer, you can still acquire a standalone OD insurance plan from Reliance general or any other insurer of your choosing.

Benefits of buying a stand-alone own damage policy from reliance on general

Offering like Instant Renewal and easy Claim Process- Reliance has a very easy process for two-wheeler insurance renewal and it could be alone online easily also application process is pretty simple, fast, and reliable. The claim process settlement is thus very simple.

Cashless facility- Reliance general also gives the insurer the benefit of availing cashless garages in bike insurance the number of which exceeds 1198. With this amount, you will easily be able to find network garages in your area.

Caters needs of customers- The Reliance general insurance has been committed to serving its customers in the best manner for the past 16 years without any fail

Service transparency- Reliance general insurance strives to be fair and dependable in all of its dealings.

Minimal documentation- Only one two-wheeler insurance policy paper will be provided for the duration of the policy. You are not expected to manage a large number of documents.

How to purchase Stand Alone Own Damage Policy from Reliance general?

Step 1 – Visit from your browser.

Step 2- Select the private bike option on the home page of and enter your vehicle registration number according to your Registration Certificate (RC).

Step 3- Select the quote of Reliance general from the multiple insurance companies' quotes that will appear on the next page after you input the details.

Step 4- Fill out the proposal form once you select the quotation and enter your correct details.

Step 5 – Click on Pay Now once you cross-check your details. You will receive the policy on your email ID once the payment is done. In case of any query raise it to

Coverage of standalone own damage policy in reliance general

The stand-alone own-damage cover will provide a layer of protection for the bike by compensating for damages to a wide range of perils.

With stand-alone own damage cover, policyholders are eligible for a no-claim bonus for every claim-free year.

Reliance general insurance policyholders can select add-ons from a wide range of choices offered.

Personal accident covers death or disablement suffered due to an accident when riding a two-wheeler.

Two-wheeler stand-alone own damage insurance policy covers damages caused to your two-wheeler due to man-made disasters like fire, explosion, strikes, etc.

Exclusions under stand-alone own damage policy in reliance general

The owner of a two-wheeler will bear the cost of regular servicing and no claim can be made for normal wear and tear and depreciation of your two-wheeler.

Reliance general insurance does not cover loss or damages to two-wheeler accessories by housebreaking, burglary, or theft unless the bike is stolen at the same time.

If you drive your two-wheeler under the influence of drugs or alcohol and an accident takes place, Reliance will not entertain any claims in Reliance general for damages arising due to such activity.

If you use your two-wheeler other than following the limitations specified as to use, no cover will be offered by Reliance general.


1. What is IDV in bike insurance policies?

IDV is also known as Insured Declared Value which is the current market value of your two-wheeler calculated after deducting the amount of depreciation.

2. Who is eligible to buy bike insurance coverage in India?

A two-wheeler insurance policy is essential for everybody who owns a two-wheeler. The majority of the time, when you buy a new bike, you will also obtain a two-wheeler insurance policy.

3. What does a PUC certificate entail?

The Motor Vehicle Act of 1988 requires all vehicle owners to maintain a two-wheeler insurance policy at all times, and obtaining a PUC certificate for your two-wheeler is also required. According to the Central Motor Vehicle Act of 1989, you must have a valid two-wheeler insurance policy, a valid driver's license, and pollution under a certificate.

4. Can I renew my expired two-wheeler insurance without an inspection?

Yes, it is possible to renew two-wheeler insurance without an inspection. For two-wheeler insurance plans acquired online, the insurer may eliminate the two-wheeler inspection requirement.

5. When should you switch bike insurance companies?

After purchasing the insurance, the Policyholder may discover that they prefer a higher or lesser level of coverage, or that the premium rate for the policy is too high for the coverage they are receiving.

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