Liberty General Stand Alone Own Damage Bike insurance Policy

Liberty General Insurance is a private general insurance company and is headquartered in Mumbai, India. It commenced operations in 2013.

What is meant by Stand Alone Own Damage Bike Policy in Liberty General

Any damage to your bike is not only inconvenient but can be costly also. As a result, having insurance coverage that will cover the cost of such repairs is preferable.As a result, it is recommended to purchase SAOD two wheeler insurance that provides coverage against such occurrences.

Benefits of buying Liberty GeneralStand Alone Own Damage policy

  • Buying online is hassle-free.
  • When you buy with Quickinsure, you get the policy in your inbox instantly.
  • All important details about the plan you are about to purchase are available. This ensures transparency during the buying process.
  • You can enhance your policy coverage with a wide range of addons to choose from.

How to purchase Liberty General Insurance Stand Alone Own Damage Policy

  1. Visit the Quickinsure website
  2. Click on the ‘2 wheeler insurance’ icon on your screen
  3. Enter your vehicle registration number as per the Registration Certificate
  4. Next, compare quotations from various insurers and select the best fit for your needs
  5. Fill out the proposal form carefully and verify all details
  6. Complete the payment directly to the insurer and your policy will instantly be in your inbox!

Experts at Quickinsure are trained to help you choose the plan that suits your needs. Get in touch today!

Coverage of Liberty General Stand Alone Own Damage Policy

  • Theft
  • Total Damage
  • Natural disasters
  • Manmade disasters

Exclusions under StandAlone Own Damage Policy in Liberty General

  • Claims that come up due to contractual liabilities are not covered
  • Claims arising due to acts of invasion, war, etc. are not covered
  • Issues that relate to drunken drivingor driving without license are not covered

Frequently Asked Questions

1. What is a premium-bearing endorsement in Liberty?

An endorsement for which additional premiums are charged is referred to as a premium-bearing endorsement.

2. What are the types of two-wheeler insurance policy according to Motor Tariff Act?

There are three types of two-wheeler insurance policy comprehensive two-wheeler insurance, Third party two-wheeler insurance, and Stand-Alone own damage insurance.

3. I have transferred the ownership of my bike to another person. Can the two-wheeler insurance continue in my name?

No, the insurance policy and registration records ofthe two-wheeler should always be in the name of the same person. Otherwise, insurance company will not honor claims.

4. What are the documents required for the renewal of my bike insurance policy?

You need your previous insurance company’s copy and registration certificate of the bike.

5. What is depreciation covered in two-wheeler insurance?

Depreciation cover provides the insured with the benefit of full financial protection in case of replacement of parts without taking into consideration any deductions for depreciation for two-wheeler parts.

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