Future Generali Stand Alone Own Damage Bike Insurance Policy

Future GeneraliInsurance Company was founded in 2000 and is headquartered in Mumbai. The company is a joint venture between the Future Group and Assicurazioni Generali.

What Is Meant by Stand Alone Own Damage Bike Policy in Future Generali

To protect your vehicle and cover the expenses incurred in repair and cost of replacement of parts or procurement of spare parts, you need to purchase a standalone own damage two-wheeler insurance policy. A third-party insurance plan only covers third-party liabilities.

Benefits Of Buying Stand Alone Own Damage Policy from Future Generali

  • Insurance plans have now become economical for the policyholder. Also, the policyholders can buy their damage policy from the insurers providing the most affordable insurance offers that can enhance their financial benefits.
  • The company has a strong digital presence, with a modern website where you may simply purchase plans.
  • The claim procedure is really simple and hassle-free.
  • Support is available 24 hours a day, 7 days a week to assist you with any queries or concerns that you might have.

How To Purchase Future Generali Stand Alone Own Damage Policy

  1. Visit the Quickinsure website
  2. Click on the ‘two-wheeler insurance’ icon
  3. Enter your vehicle registration number according to your vehicle’s registration certificate (RC)
  4. You can compare quotations from various insurers and select the one that suits your needs
  5. Fill out the proposal form and double-check to confirm that all details are correct
  6. Complete the payment and your policy will be instantly in your inbox

Coverage Of Stand Alone Own Damage Policy in future Generali

  • Damage to your bike as a result of a collision or accident is covered.
  • Floods, typhoons, hurricanes, earthquakes, and other natural disasters are covered.
  • Coverage for man-made disasters such as rioting, vandalism, and so on.
  • Coverage if your bike is stolen.
  • The CPA cover is available from the amount ranging up to ₹15L in a two-wheeler insurance policy.
  • Various add-on covers are available for purchase.
  • No Claim Bonus is awarded to policyholders for each claim-free year.

Exclusions Under Stand-Alone Own Damage Policy in future Generali

  • It does not offer coverage for third-party losses or damages.
  • In case the policyholder does something on purpose that they were not supposed to do, then in that case their bike would not get covered.
  • Damages that have been caused to two-wheeler consequently and not during an accident are not covered under the own damage policy.
  • When the two-wheeler is used for any illegal purposes, the damages will not be covered.
  • Two-wheeler is used for hired ore reward, carriage of goods, organized racing, etc., or any other purpose not mentioned in the policy. In such cases, damages will not be covered.

Frequently Asked Questions

1. What is the main feature of buying a SAOD policy?

A SAOD policy protects you from unforeseen expenses arising out of damages to your vehicle. Having a SAOD policy for your bike or scooter provides the ultimate peace of mind and safeguards your pockets too! Get this coverage for your vehicle today!

2. Is it possible to transfer my two-wheeler policy to another insurer?

Yes, it is possible to transfer your two-wheeler insurance policy to another insurer.

3. Does the insurer offer cashless claim settlement?

Yes, Future Generali offers you cashless claim settlement service at network garages across India.

4. Is service tax applicable on the two-wheeler premium?

Service tax is levied on two-wheeler insurance premiums as per the prevailing law rules.

5. If I lose my two-wheeler insurance policy, would I get a duplicate copy of the insurance policy?

Yes, if you have bought your policy from Quickinsure, just call up our support contact number, provide a few details about your vehicle and get the policy.

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