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IFFCO-Tokio is a joint venture between the Tokio marine group(one of the largest of Japan's largest insurance groups) and the Indian Farmer's Fertilizer Co-operative (IFFCO- the world's largest fertilizer manufacturer).
IFFCO Tokio Stand Alone Own Damage Two-Wheeler Policy
A Stand-Alone Own Damage policy specifically covers damages and losses of your own car. Third-party liability is not covered by SAOD insurance. Fire, theft, roadside accidents, man-made disasters, and natural calamities are all covered under this insurance.
Benefits of buying Stand Alone Own Damage policy from IFFCO Tokio General Insurance Company
How to buy IFFCO Tokio Stand Alone Own Damage Policy
Coverage of IFFCO Tokio Stand Alone Own Damage Policy
Exclusions under Stand-Alone Own Damage Policy with IFFCO TokioGeneral Insurance
Frequently Asked Questions
No, if you don't have an invalid driver's license, you won't be able to file a claim.
No, the SAOD insurance or own damage insurance only covers own-damage losses; whereas, the comprehensive coverage covers both third-party and own-damage losses.
IFFCO-Tokio provides a range of addons such as return to invoice, zero-depreciation and NCB protection cover. Read more about IFFCO Tokio two-wheeler insurance addons.
Policyholders are protected for the duration of the policy. The duration is usually one year and start and end dates are mentioned in the policy documents.