National General Insurance Limited.

The national insurance company is under the ownership of the Ministry of Finance Govt. India. The company has 10,669 working employees and its headquarter is in Kolkata, India. National insurance is India's oldest company which was founded on 5 –Dec 1906.

What is a renewal of policy in the National General?

Policies do not last forever, you need to renew policies from time to time. Most of the policies are for a year. Renewal of the insurance has happened at the expiry of the previous policy and the policyholder needs to adjust his coverages and premium amount according to his need.

What benefits of renewing your policy with the same company?

  • Renewal of the policies is very simple because the companies have data related to the policyholder.
  • Policyholders have the option to not renew the policy with the same insurance.
  • Policyholder has been able to adjust his coverage and premium amount according to his need.
  • If the insurer's underwriting requirements change over the year, they may seek additional information from their policyholders.

What happens if the policy gets expired?

  • In India, if your policy got expired, you are not able to drive any vehicle legally.
  • In the case of third-party insurance, You are responsible for any liability arising from a third party.
  • In the case of comprehensive insurance, if your policy expires you are not getting any coverage for your loss and you are liable to pay third parties' loss.
  • SAOD policy covers a policyholder from own damage risk but isn’t SAOD policy, you are not liable to get any compensation for your loss.

What can you do if your policy expires?

  • Contact Online insurance brokers to know the further process of renewal
  • Avoid driving a bike till you get a new policy because your policy expired and you don’t have any protection right now.
  • To renew, you need to visit and decide which policy is suitable for you.
  • Fill up the basic details, I.e. registration number, and policy number.


1) How can I renew my policy online?

Step 1. Go to the online website of

Step 2. Click on Bike Insurance

Step 3. Enter your REGISTRATION no. According to your RC

Step 4. You will find a quotation for Bike insurance from National Generali insurance and other insurers.

Step 5. You can select the quotation from National General and fill out the proposal form.

Step 6. Get the payment done and you will get your policy in your email.

2) What does the term cancel renewal mean?

When you cancel a policy renewal, your subscription will terminate and you will not be charged on the following payment date.

3) Does my policy got cancelled without my consent?

No, the policy never gets renewed without the approval of the policyholder.

4) What happens if insurance is not renewed?

If in case you do not renew your insurance policy it gets lapse.

5) What is the renewal process in insurance?

Policyholders can check the coverages and adjust the premium according to their needs and make a new policy for new.

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