NATIONAL BIKE INSURANCE RENEWAL

National General Insurance Limited

The national insurance company is under the ownership of the Ministry of Finance Govt. India. The company has 10,669 working employees and its headquarter is in Kolkata, India. National insurance is India's oldest company which was founded on 5 –Dec 1906.

What is a renewal of policy in the National General?

Policies do not last forever, you need to renew policies from time to time. Most of the policies are for a year. Renewal of the insurance has happened at the expiry of the previous policy and the policyholder needs to adjust his coverages and premium amount according to his need.

What benefits of renewing your policy with the same company?

• Renewal of the policies is very simple because the companies have data related to the policyholder.

• Policyholders have the option to not renew the policy with the same insurance.

• Policyholder has been able to adjust his coverage and premium amount according to his need.

• If the insurer's underwriting requirements change over the year, they may seek additional information from their policyholders.

What happens if the policy gets expired?

• In India, if your policy got expired, you are not able to drive any vehicle legally.

• In the case of third-party insurance, You are responsible for any liability arising from a third party.

• In the case of comprehensive insurance, if your policy expires you are not getting any coverage for your loss and you are liable to pay third parties' loss.

• SAOD policy covers a policyholder from own damage risk but isn’t SAOD policy, you are not liable to get any compensation for your loss.

What can you do if your policy expires?

• Contact Online insurance brokers https://quickinsure.co.in/ to know the further process of renewal

• Avoid driving a bike till you get a new policy because your policy expired and you don’t have any protection right now.

• To renew, you need to visit https://quickinsure.co.in/ and decide which policy is suitable for you.

• Fill up the basic details, I.e. registration number, and policy number.

FAQs National Two Wheeler Insurance

1. Can I buy National Two Wheeler Insurance online?

Yes, you can buy National Two Wheeler Insurance online through National Insurance website or through Quickinsure. The process of buying National Two-Wheeler insurance from Quickinsure is straightforward visit website, fill out your details, select coverage that suits your needs, and make the payment securely. You’ll receive your policy documents via email.

2. How many types of two-wheeler insurance policies does National Insurance offer?

National Insurance offers a variety of two-wheeler policies, including the annual package policy and the annual third-party policy. You can also choose from a 2-year or 3-year package policy or a liability-only policy. Additionally, for new bikes purchased on or after September 1, 2018, National Insurance provides a 5-year liability-only policy. They also offer a bundled two-wheeler policy.

3. Does National Insurance offer bundled two-wheeler insurance policies?

Yes, National Insurance offers a bundled two-wheeler insurance policy for new vehicles purchased on or after September 1, 2018. This bundled policy includes one year of own damage coverage along with five years of liability coverage, offering comprehensive protection for your new vehicle.

4. What add-ons are available with National Two-Wheeler Insurance?

National Two-Wheeler Insurance provides a range of add-ons to enhance your coverage. These include the EMI Protect add-on, Roadside Assistance (RSA), Daily Allowance, and Engine Protect. Additionally, you can add Invoice Protect, Loss of Driving License and Vehicle Documents, No Claim Bonus (NCB), and Nil Depreciation Plus (NIL DEP Plus) add-ons, which cover depreciation costs.

5. What are the exclusions in National Two-Wheeler Insurance?

National Two-Wheeler Insurance does not cover wear and tear or mechanical breakdowns that occur over time. Consequential losses, which are secondary damages resulting from the initial loss, are also excluded. The policy does not cover losses incurred while driving with an invalid driving license or under the influence of alcohol. Other exclusions include damages arising from war, civil unrest, or any claims related to contractual liabilities.

6. What is the customer care number for National Two Wheeler Insurance?

For any inquiries or assistance regarding National Two Wheeler Insurance, you can reach their customer care team at 18003450330 or can submit grivience at https://nationalinsurance.nic.co.in/en/grievance. They offer support for policy-related queries, claims, and other services.