Renewal Bike Insurance of Liberty General Insurance.

Liberty General Insurance is a private general insurance company and its headquarter is in Mumbai, India. Liberty is a joint venture between Liberty Mutual and Videocon Group, It was commenced operations in 2013 to provide comprehensive retail, commercial, and industrial insurance solutions to individuals as well as corporate.

What is a two-wheeler renewal of policy in Liberty general Insurance?

The traffic police may levy a fine if the policy is not renewed promptly. You will be left with a substantial financial burden if you are involved in an accident and your insurance has expired. By renewing your Two-Wheeler Insurance Policy on time, you can prevent these fines as well as any legal action.

What are the benefits of renewing your policy with the same company?

1. Easy renewal of expired policy-You can easily renew your expired two-wheeler insurance policy on the website of quickinsure

2. Give you a sense of security-The most important thing you will get on renewing your bike insurance on time is peace of mind. Getting your vehicle covered under two-wheeler insurance will give you a sense of security while riding it on the road.

3. Save big on premium-The IRDAI regulates the rates of third-party two-wheeler insurance. Insurance companies cannot sell basic third-party insurance at a price higher than what is fixed by IRDAI. But the regulatory body increased the insurance premium by almost 20% every year.

4. Avoid policy lapse-Riding without a valid third party or comprehensive two-wheeler is a punishable offense. It could lead to hefty penalties even imprisonment.

5. Losing NCB- One of the most significant benefits of timely comprehensive bike insurance renewal of No Claim Bonus or NCB accumulation. It allows you to get a discount on the insurance premium if you have not filed any claim in the past year.

What happens if the policy gets expired?

Third-party insurance –Riding a bike on Indian roads without at least third party two-wheeler insurance is illegal and punishable with a fine of Rs.2000

Comprehensive insurance- You will avail the benefit of NCB if you will forget the renew your insurance on time. Comprehensive insurance includes the third party also, Moreover, you will be unsafe against any losses emerging because of any third party liability or a Mishap.

Stand Alone Own damage Bike insurance- If your own damage insurance policy lapses lead to loss of accumulated NCB benefits which can go up to 50% of your own-damage premium of your insurance plan depending upon the number of claim-free years.

 What can you do if your policy expires?

-Contact Online Quickinsure insurance brokers at to know the further process of renewal

-Avoid driving a bike till you get a new policy because your policy expired and you don’t have any protection right now.

-To renew, you need to visit and decide which policy is suitable for you.

-You need to have your previous year's policy for further documentation or renewal.


1. What does it mean to lose you No Claim Bonus?

Losing your No Claim Bonus means if you do not renew your policy on time you are no longer eligible for this reward. Often the NCB is offered as a premium discount at the time of renewal, which you will not be offered if the policy lapses.

2. Which Vehicle insurance is mandatory for a two-wheeler?

As per Motor Vehicle Act 1988, all motor plying on Indian roads should be insured with the third party liability insurance policy. While comprehensive two-wheeler insurance is not mandatory, it provides complete coverage for your two-wheeler as well as third-party insurance.

3. How do I know the two-wheeler insurance expiry date?

You can visit the government’s Parivahan web portal, enter the two-wheeler registration number and you can view the expiry date of the policy.

4. Will the premium increase if I miss the renewal of a comprehensive two-wheeler policy?

Yes in case there is a huge gap between the expiry date and the renewal date, your two-wheeler insurance premium may increase.

5. Will I lose the NCB discount if I renew the two-wheeler insurance policy 3 days after its expiry?

No, you will not lose the NCB discount if you renew the policy within 90 days of expiry.

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