The United India Comprehensive bike Insurance policy-

United India has been at the forefront of designing and implementing complex covers for large customers, it was incorporated as a company on 18th February 1938 and nationalized in1972. After nationalization united India has grown by leaps and bounds and has over 11500 workforces spread across 2110 offices providing insurance cover to 1.74 policyholders. United India has a variety of insurance products to provide insurance cover from bullock carts to satellites.

What is meant by The United India Comprehensive bike insurance?

A comprehensive bike insurance policy covers you from both scenarios such as third-party liability as well as the own damage of the policyholder. Policy combine covers you from third parties liabilities as well as your damages.

Key benefits of buying The United India comprehensive bike insurance policy?

-Not that many high premium rates.

-Add ons as per policy holder’s requirements.

-Easy process of buying a policy online .anyone with sound knowledge of the internet can buy the policy online.

-Policy combine covers third party as well as 1STparty.So no need to buy separate policies.

-You may get claims multiple times in a year.

Coverage in The United India comprehensive bike insurance Policy-

-Accidents arising from External means.

-Burglary, theft.

-Terrorism act.

-Cyclone, flood.

-Fire Lightning that ignites itself

-PA covers up to 15 lac.

-Tp property damage cover up to 1lac.

How to purchase Third party bike insurance from United India?

Step 1. Go to the online website of https://quickinsure.co.in/

Step 2. Click on bike insurance

Step 3. Enter your REGISTRATION no. According to your RC

Step 4. You will find a quotation for bike insurance from United India insurance and other insurers.

Step 5. You can select the quotation from United India and fill out the proposal form.

Step 6. Pay the premium amount and get your policy on your email.

Exclusions in The United IndiaComprehensive bike insurance policy.

-Claims arising from War dangers, nuclear dangers, and drunk driving are all potential hazards.


-Mechanical or electrical breakdown as a result of normal wear and tear

-Damage caused by driving under the influence of alcoholic beverages or narcotics

-Claims occurring outside the geographical region defined in the policy

-Claims emerge when the vehicle is utilized in violation of the vehicle's use limits.

-Claims originating from the operation of a vehicle by someone who does not have a valid driver's license

'What is IDV?

Insured Declared Value is the full form of IDV. IDV is the present market value of your vehicle. The depreciation factor reduces the IDV of the bike every year.


= Manufacturers listed selling price-Depreciation


-What exactly is the period of the insurance?

Period of the policy means tenure of policy which covers policyholder.

-In the coverage, what does liability to third parties mean?

If the insured vehicle causes Injury/Death and/or Property Damage to a third party, the legal obligation stemming from the same is covered under third-party liability.

-On what basis premium will be calculated?

The premium for bike insurance will be calculated as per cubic capacity, zone, IDV of the vehicle.

-What is meant by the IDV of the vehicle?

Insured Declared Value is the full form of IDV. IDV is the present market value of your vehicle.

-What items are not covered by comprehensive bike insurance?

Breakdowns, degeneration, and wear and tear are all examples of loss of significance.


go to top img