The Oriental Comprehensive Bike Insurance policy-

Oriental Insurance Company, an Indian public sector general Insurance company, was incorporated into a legal corporation on 12th September 1947 in Mumbai. The capital of the country, New Delhi has the headquarters of Oriental Insurance Company. The aim of Oriental Insurance was “Service to clients” and high achievement in the General Insurance Sector. Oriental Insurance has more than 170 policies on offer. Each of the policies offered by the company is characterized by utmost swiftness, Effectiveness, and Cost-effective price range.

What is meant by The Oriental  Comprehensive bike insurance?

A comprehensive bike insurance policy covers you from both scenarios such as third-party liability as well as the own damage of the policyholder.

Key benefits of buying The Oriental comprehensive bike insurance policy?

1) Affordable premium rates, with customized IDV features.

2)24*7 customer service process.

3) Easy and quick renewal procedure with no documents.

4) You do not need to get two separate plans for your damage and third-party insurance.

5)Policy has a variety of add-ons that provide additional benefits.

Coverage in The Oriental comprehensive bike insurance Policy-

1. Unintentional Loss or Damage to the Vehicle.

2. Liability to other parties; personal accident insurance for the owner-driver.

3. Various Add-On Covers on Extra Premium.

4. Burglary, housebreaking, or theft.

5. Fire, Explosion, Self-Ignition, and Lightning.

6. Earthquake, Flood, Storm, Landslide or Rockslide, Inundation, Terrorism, Riots, Strikes, Malicious Acts.

How to purchase Third party bike insurance from The Oriental?

Step 1. Go to the online website of https://quickinsure.co.in/

Step 2. Click on bike insurance

Step 3. Enter your REGISTRATION no. According to your RC

Step 4. You will find a quotation for bike insurance from Oriental insurance and other insurers.

Step 5. You can select the quotation from The Oriental and fill out the proposal form.

Step 6. Pay the premium amount and get your policy on your email.

Exclusions in The OrientalComprehensive bike insurance policy.

-Driving without a Valid driving license

-Electrical as well as mechanical breakdown.

-Depreciation of a vehicle.

-If a vehicle IS  used for purposes like speed testing, racing.

-Damages outside of the geographical area.

-Claim arising from drunk and drive case.


'What is IDV?

Insured Declared Value is the full form of IDV. IDV is the present market value of your vehicle. The depreciation factor reduces the IDV of the bike every year.


= Manufacturers listed selling price-Depreciation


-What exactly is the period of the insurance in Oriental insurance?

Period of the policy means tenure of policy which covers policyholder.

-In the coverage, what does liability to third parties mean?

If the insured vehicle causes Injury, Death and  Property Damage to a third party, the legal obligation stemming from the same is covered under third-party liability.

-On what basis premium will be calculated?

The premium for bike insurance will be calculated as per cubic capacity, zone, IDV of the vehicle.

-What is meant by the IDV of the vehicle?

Insured Declared Value is the full form of IDV. IDV is the present market value of your vehicle.

-What items are not covered by comprehensive bike insurance?

Breakdowns, degeneration, and wear and tear are all examples of loss of significance.

go to top img