A two-wheeler insurance policy is an important document that specifies the terms and conditions of the insurance policy between you and the insurance company. As per the rules of the Government of India, it is mandatory for every bike rider to own a third-party insurance plan. If you do not have an insurance policy, you may be charged a penalty and fined.


A two-wheeler license is important, and travelling without it might land you in trouble. One of the safest and most convenient ways to carry your license is to get a soft copy license.

Why Are Physical Copies Of Insurance Paper Not Safe?

The physical copies of these papers can be damaged by water, sweat, natural calamities, fire, and wind, and you can easily misplace them. So, most insurance companies are offering soft copies of a two-wheeler insurance policy which you can carry anywhere you go.

Now let us dive into the main topic- how to download a bike insurance copy?

How To Download A Duplicate Bike Insurance Copy?

The method of getting a duplicate bike insurance copy is quite simple, and it can be easily downloaded from the official website of your insurance company. However, these following steps also have to be followed.

  • Let Your Insurer Know

The very first step you must take is to let the insurance company know about the loss by calling on the toll-free number or by sending a mail. This step is important as your insurer must ensure that you have lost your policy document. Only then can you apply for a duplicate bike insurance policy.

  • File an FIR

Many insurance companies will ask for an FIR copy so that they can check the authenticity of the loss of your comprehensive bike insurance plan. Hence, it is necessary to file an FIR with the nearest police station and inform them about the issue. On the FIR, you have to mention the policy number, where and how you had lost the policy paper and some other details if necessary.

  • Ad Publishing In The Print Media

A few old-school insurance companies might also ask the policyholder to publish an ad in a popular local newspaper. In the advertisement, you are required to mention details like name and contact information of the policyholder.

  • You May Need To Sign Up For An Indemnity Bond

The last and final step involves signing an indemnity bond. This signature is to be done on a non-judicial stamp paper, and you have to get in touch with a recognized notary who will sign it. On the bond, do not forget to add important policy details like your name, policy number and policy details, etc. You also have to find two witnesses who will sign for you on this indemnity bond. According to the bond, any incorrect statement will be your own responsibility.

Once you complete all these above-mentioned steps, you can now submit the application with these documents. Once they have been verified, your insurance company will process the request for issuing a duplicate copy of your bike insurance policy.

How To Download Duplicate Bike Insurance Copy Online?

With the advancement of technology and digitisation, two-wheeler insurance the process of downloading a duplicate copy of your two-wheeler insurance policy has become simple. The online process is less time-consuming, and you can get the duplicate copy within a few minutes.

Follow the below-given steps for the two-wheeler insurance policy copy download:

  • First of all, you need to login into the official website of your insurance company via a browser or through their official mobile application.
  • Next, you have to select the policy which is registered for your two-wheeler and click on the bike insurance copy download.
  • Once you have downloaded the duplicate insurance copy, you must print it out and keep it with you at all times.

FAQs - Frequently Asked Questions

Q1. What happens If I do not carry my two-wheeler insurance policy while riding?

As per the rules and norms in India, all vehicle owners have to carry their insurance papers while driving. However, if they fail to produce an insurance policy, they may have to pay a high penalty, or even face imprisonment.

Q2. Will I be penalized if I carry a soft copy of my two-wheeler insurance policy?

Nowadays, most insurance companies offer a soft copy of the two-wheeler insurance policy. The policyholder can store it in his DigiLocker or mParivahan and will not be penalized. Therefore, you need not carry the original policy document every time you go out.

Q3. How to get a soft copy of your two-wheeler bike insurance?

Steps necessary for two-wheeler insurance copy download are:

  • Visit the official website of your insurer.
  • Select the option that says types of policy.
  • Now, enter your policy number and other details if required.
  • You have to verify your profile using an OTP.
  • Once everything has been verified, you can view and download your bike insurance policy paper.

Q4. How will you find your insurance policy number?

To get your two-wheeler insurance policy number, you may follow these steps:

  • Go to the official website of the State Transport Department and enter your bike's registration number.
  • Once you enter the registration number on

You will get all the details of your policy, including the policy number.

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