CARE HEALTH INSURANCE

Feasible health insurance plans that protect your health as well as savings!

Are you looking forward to getting a health insurance plan soon? If yes, then make sure you try the Care health insurance plan. One of the best health insurance plans in India, Care health insurance has numerous policyholders.

Health insurance: Meaning

Health insurance is also known as medical insurance. It falls under the category of general insurance and offers coverage to you for different health conditions and medical emergencies.

The purpose of having health insurance is to gain protection against unexpected financial losses. Generally, health insurance compensates for the expenses for annual health check-ups, critical illnesses, pre and post-hospitalization expenses, maternity-related expenditures, etc. The expansion of coverage depends solely on the customization of your health insurance plan.

Why do you need a health insurance plan straightaway?

  • Medical inflations have made it almost impossible for the middle class and below-average families to get proper medical treatments.
  • Cancer in youth is increasing with every passing year.
  • COVID has already shaken the country to the core.
  • A sedentary lifestyle and remote working have led to instances of increased hospitalization and other health issues.
  • More and more mental health issues are coming up in India.
  • Heart diseases are quite common here.

Care health insurance

Care medical insurance was earlier known as the Religare health insurance plan and is a part of the Religare Group. The company was established way back in 1984. Care health insurance has a claim settlement ratio of 95.2% for the fiscal year of 2021.

It offers products such as health insurance, maternity, personal accident, top-up coverage, critical illness coverage, group health insurance, etc.

In the year 2017, Care health insurance was conferred upon the title of "Best health insurance company" by the renowned ABP News-BFSI Awards. It won the title of "Best health insurance company" in 2019 as well under the Emerging Asia Insurance Awards. In the year 2018, the health insurance company won the prestigious award of "Best claims service provider of the year." Care medical insurance was also recognized as the “Editor’s choice award for the best product innovation” back in 2017.

Why choose Care health insurance?

Care medical insurance is one of the safest and affordable health insurance companies across India. It offers a multitude of health insurance policies at cost-effective rates. The policyholders can enjoy multiple policy benefits such as daycare treatment, no claim bonus, annual health check-up, pre, and post-hospitalization cover, alternative treatment, lifelong renewability, cashless hospitalization, etc.

Care health insurance has a network of over 16500 cashless healthcare providers where one can enjoy a hassle-free claim settlement process.

Some attractive features of Care health insurance plans:

  • 95.2% claim settlement ratio
  • Coverage against COVID 19
  • Over 16000 cashless healthcare providers
  • Tax benefit U/S 80D
  • Direct claim settlement
  • 2 hours cashless claim processing

Different health insurance policies offered by Care health insurance plans:

  • Youth health insurance plan
  • Comprehensive health plan
  • The complete health insurance plan
  • Health insurance plan for individual and family
  • 1 crore health cover
  • Comprehensive health insurance for the late 40s
  • Health insurance for heart patients
  • Health insurance for diabetes and hypertension
  • Personal accident cover
  • Maternity insurance
  • Health plan for COVID 19
  • Super top-up
  • Health insurance for senior citizens

Care health insurance mobile app

Care health care insurance has gone online with its user-friendly mobile app. The app is undoubtedly the one-stop solution for all policyholders. The app enables the users to:

  • Download E-card
  • Easy Care health insurance renewal
  • Convenient locating of network hospitals
  • Download policy documents
  • Claim genie
  • Hassle-free health check-up journey

FAQ

Q. Within what time frame do I have to inform about the hospitalisation to Care health insurance?

Ans: If you are opting for planned hospitalisation, you need to inform Care health insurance within the first 48 hours. But, in case of emergency hospitalisation, you need to inform them within 24 hours.

Q.  What are the different factors which impact the Care health insurance premium amount?

Ans: Factors like your location, number of members covered, your age, body mass index, policy type, alcohol consumption etc., determines the Care health insurance premium.

Q. Will I be able to enjoy tax benefits?

Ans: Yes, of course! Care health insurance offers tax benefits. Policyholders can enjoy tax benefits as per Section 80D of the Income Tax Act, 1961. These benefits are applicable to the premium that a policyholder pays for his/her health insurance policy.

Q. How to obtain the Care health insurance payment receipt?

Ans: You can get the Care medical insurance receipt from the mobile app or the official website. Simply visit the website or open the app and click upon the health insurance section. After entering your policy number there, you will be able to download as well as mail the payment receipt.

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