WHAT IS AN ABHA CARD AND ITS BENEFITS WITH HEALTH INSURANCE

The ABHA Card has proven immensely beneficial for countless Indian citizens. Offering streamlined access to a wide range of healthcare services, including alternative therapies. Quickinsure serves as a digital healthcare solution, ensuring timely and holistic treatment for every individual throughout India, irrespective of their location or socio-economic status.

What is an ABHA Card?

Ayushman Bharat Health Account (ABHA Card) is a digital healthcare initiative that facilitates treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy in India. ABHA Card was launched on 27th September 2021 aiming to create, develop, and strengthen India’s digital healthcare infrastructure.

Why do you need an ABHA CARD?

• Access to a wide range of healthcare services.
• Affordability through subsidised or free healthcare services.
• Combination of traditional curing practices with prevailing medicine.
• Digital healthcare identity for streamlined processes.
• Aim for universal healthcare coverage and improved health outcomes.

Benefits of ABHA Card with Health Insurance

• Access to Comprehensive Healthcare: The ABHA Health Card provides access to a wide range of healthcare services, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH), in addition to conventional medical treatments. This comprehensive approach ensures that individuals have access to diverse healthcare options tailored to their needs and preferences.
• Promotion of Preventive Healthcare: Health insurance coverage associated with the ABHA Card encourages individuals to prioritise preventive healthcare measures. Regular health check-ups, screenings, and early detection of diseases are incentivized, leading to better health outcomes and reduced healthcare costs in the long run.
• Financial Protection: Health insurance coverage provided through the ABHA Card offers financial protection against unexpected medical expenses. In the event of illness or injury, individuals can seek necessary medical treatment without worrying about the financial burden, thus ensuring timely access to healthcare services.
• Affordable Healthcare: The ABHA Card aims to make healthcare services more affordable and accessible to all sections of society. Health insurance coverage helps mitigate the costs associated with medical treatments, ensuring that individuals from low-income backgrounds can also avail quality healthcare services without facing financial hardship.
• Inclusion of Marginalised Communities: Health insurance provided by the ABHA Health Card promotes inclusivity by extending healthcare coverage to marginalised communities and remote areas. This ensures that individuals residing in underserved regions have access to essential healthcare services, thereby addressing disparities in healthcare access and improving overall health equity.

Eligibility Criteria for an ABHA Card

All you need to know to get an ABHA card is the rules set by the government:

• Indian Citizenship: You must be an Indian citizen to get the ABHA card. It's not for people living outside India.
• Open to Everyone: No matter which caste you belong to – General, OBC, SC, or ST – you can apply for the ABHA card. Everyone is welcome!
• You Need an Aadhaar Card: You'll need your Aadhaar card to prove your identity and who you are when you apply for the ABHA card.

If you meet these rules, you can easily apply for and get the ABHA card. Then, you can enjoy the healthcare benefits provided by the government.

How to Apply for an ABHA Card?

Ensure you meet the eligibility criteria between 16 to 59 years old for the ABHA program.

Step 1: Go to the nearest enrollment center authorised for ABHA Card registration.

Step 2: Submit your Aadhaar card details, including your Aadhaar number, at the enrollment center.

Step 3: If required, submit other documents like proof of address, income certificate, etc.

Step 4: Your Aadhaar details and documents will be verified for eligibility.

Step 5: Once verified, you'll receive your ABHA Card containing essential personal information.

Step 6: Activate your ABHA Card as instructed, usually by setting up a PIN or linking it to a mobile number.

Step 7: Begin using your ABHA Card to access healthcare services at authorised facilities.

Remember to renew your ABHA Card registration before its expiration date to continue enjoying its benefits.

Conclusion

Ayushman Bharat Health Account along with Health Insurance coverage, plays a vital role in enhancing access to comprehensive healthcare, promoting preventive measures, providing financial protection, ensuring affordability, and fostering inclusivity in healthcare delivery. By leveraging the benefits of health insurance, Quickinsure is here to help you; make you understand the ABHA Cards benefits and its significance to improving health outcomes and quality of life for individuals across India.

FAQs - Frequently Asked Questions

Q1. Are physical documents required to obtain an ABHA Card?

No, there's no need for physical paperwork. The ABHA card application process is entirely online, making it quick, paperless, and hassle-free.

Q2. How long does it take to register for an ABHA Card?

ABHA card registration can be completed in as little as five minutes. Simply provide your basic details and verify your KYC document to finish the process swiftly.

Q3. Does obtaining an ABHA Card involve any fees?

No, obtaining an ABHA card is completely free of charge. There are no costs associated with registering for or receiving your ABHA card.

Q4. Is having an ABHA Card mandatory?

No, having an ABHA card is not mandatory. However, if you choose to obtain one, you can activate it whenever you wish by following the straightforward application process.