LIST OF SURGERIES COVERED UNDER TATA AIG HEALTH INSURANCE PLANS

Discover all the TATA AIG Health Insurance plans and insure with one of the suitable Health Insurance of TATA AIG that provides the best health coverage. Choosing a suitable medical health insurance from TATA AIG is not so difficult until you have selected the right sum insured premium. With the help of this blog you can get insured at the earliest by getting the accurate TATA AIG Health Insurance plan with required coverages.

If you are diagnosed with any serious medical condition that needs a financial shield to cover your major medical expenses then hold on the TATA AIG Health Insurance policies that provides protection against the financial implications on a wide and a variety of health related expenses.

Explore TATA AIG Health Insurance here and insure the future with secure health coverages.

1. Tata AIG Medicare Premier Plan

Coverage Benefits

• High-end diagnostics
• OPD Dental Treatment
• In-patient Treatment

Eligibility Criteria

• Age: 91 Days -65 Years
• Sum Insured: Up to 50 Lakhs

 

2. Tata AIG Medicare Plan

Coverage Benefits

• Global Cover
• Bariatric Surgery
• Vaccination Cover

Eligibility Criteria

• Age: 91 Days-65 Years
• Sum Insured: Up to 20 Lakhs

 

3. Tata AIG Medicare Plus Plan

Coverage Benefits

• Higher Cumulative Bonus
• AYUSH Benefits
• Domiciliary Treatments

Eligibility Criteria

Age: 91 Days - 65 Years

Sum Insured: Up to 1 Crore

 

4. Tata AIG Medicare Protect Plan

Coverage Benefits

• Pre/post Hospitalization
• Ambulance Cover
• Domiciliary Treatment

Eligibility Criteria

• Age:91 Days - 65 Years
• Sum Insured: Up to 5 Lakhs

 

5. Tata AIG Home Guard Plus Plan

Coverage Benefits

• Protection for home and contents
• Coverage against natural disasters
• Theft and burglary cover

Eligibility Criteria

• Age: 18 - 65 Years
• Sum Insured: Up to 1 Crore

 

6. Tata AIG Criti Medicare Plan

Coverage Benefits

• Coverage for critical illnesses
• Lump sum payment upon diagnosis
• Extensive post-treatment care

Eligibility Criteria

• Age: 18 - 65 Years
• Sum Insured: Up to 50 Lakhs

 

7. Tata AIG Medicare Lite Plan

Coverage Benefits

• Affordable basic health coverage
• Pre/post hospitalization expenses
• Coverage for daycare procedures

Eligibility Criteria

• Age: 91 Days - 65 Years
• Sum Insured: Up to 10 Lakhs

 

8. Tata AIG Health Supercharge Plan

Coverage Benefits

• Enhanced health protection
• No Claim Bonus (NCB) benefits
• Coverage for advanced treatments

Eligibility Criteria

• Age: 91 Days - 65 Years
• Sum Insured: Up to 1 Crore

 

9. Tata AIG Policy for Persons with Disabilities Plan

Coverage Benefits

• Specialized coverage tailored for persons with disabilities
• Rehabilitation and therapy coverage
• Assistive device cover

Eligibility Criteria

• Age: 18 - 65 Years
• Sum Insured: Up to 25 Lakhs

 

10. Tata AIG Elder Care Plan

Coverage Benefits

• Health coverage designed for senior citizens
• Comprehensive coverage for chronic illnesses
• Geriatric care services

Eligibility Criteria

• Age: 60 - 80 Years
• Sum Insured: Up to 20 Lakhs

 

Discover the surgeries covered under TATA AIG Health Insurance and Protect your health with confidence.

1. Cataract Surgery

Cataract surgery involves the removal of the clouded lens in the eye and its replacement with an artificial lens to restore clear vision.

• Coverage

• Pre-surgery consultation: Costs associated with diagnosing the cataract.
• Surgical costs: Surgeon’s fees, operation theater charges, anesthesia.
• Post-operative care: Follow-up visits, medications, and potential complications.

 

2. Heart Surgery

Heart surgery includes a range of procedures to correct heart issues, such as coronary artery bypass grafting (CABG), heart valve repair/replacement, and angioplasty.

• Coverage

• Pre-surgery tests: ECG, echocardiograms, blood tests.
• Surgical procedure: Fees for the cardiac surgeon, operating room, and anesthesia.
• Hospital stay: ICU charges, room rent, nursing care.
• Post-surgery care: Rehabilitation, follow-up consultations, medications.

 

3. Joint Replacement Surgery

Joint replacement surgery, such as knee or hip replacement, involves replacing a damaged joint with a prosthesis to relieve pain and restore mobility.

• Coverage

• Pre-surgery consultation: Diagnostics like X-rays, and MRIs.
• Surgical procedure: Surgeon's fees, cost of prosthesis, operating room charges.
• Hospitalization: Room rent, ICU if needed, nursing care.
• Rehabilitation: Physical therapy, follow-up visits.

 

4. Kidney Stone Surgery

Kidney stone surgery involves procedures like lithotripsy, ureteroscopy, or percutaneous nephrolithotomy to remove or break down kidney stones.

• Coverage

• Pre-surgery evaluation: Imaging tests like ultrasounds, CT scans.
• Surgical costs: Surgeon's fees, anesthesia, operating room charges.
• Hospital stay: Room rent, nursing care.
• Post-surgery care: Follow-up visits, medications.

 

5. Organ Transplant Surgery

Organ transplant surgery involves replacing a failing organ, such as a kidney, liver, or heart, with a healthy donor organ.

• Coverage

• Pre-transplant workup: Tests to determine compatibility, and medical evaluations.
• Surgical costs: Fees for the transplant surgeon, anesthesia, and operation theater.
• Post-surgery care: ICU charges, anti-rejection medications, follow-up visits.
• Donor expenses: Costs associated with donor surgery if the donor is alive.

 

6. Cancer Surgery

Cancer surgery aims to remove cancerous tissues or tumors from the body and may include procedures such as mastectomy, lumpectomy, or colectomy.

• Coverage

• Pre-surgery diagnostics: Biopsies, and imaging tests like MRI, and CT scans.
• Surgical procedure: Surgeon's fees, operating room charges, anesthesia.
• Hospitalization: Room rent, ICU if needed, nursing care.
• Post-surgery care: Follow-up consultations, chemotherapy or radiation if required, medications.

 

7. Deep Brain Surgery

Deep brain surgery, such as Deep Brain Stimulation (DBS), involves implanting electrodes within certain areas of the brain to treat neurological disorders like Parkinson’s disease.

• Coverage

• Pre-surgery evaluation: Neurological exams, imaging tests like MRI.
• Surgical costs: Neurosurgeon's fees, anesthesia, operating room charges.
• Hospitalization: ICU care, room rent, nursing care.
• Post-surgery care: Device programming, follow-up visits, medications.

 

General Benefits of TATA AIG Health Insurance for Surgeries

• A wide range of surgeries is covered, ensuring financial protection.
• Facilities at network hospitals.
• Scope for expenses contract before and after hospitalization.
• Benefit for every claim-free year.
• Adequate coverage limits for major surgeries.

 

Read more :Day Care Procedures in Health Insurance

 

Why Choose TATA AIG Health Insurance?

Here are key reasons to consider TATA AIG Health Insurance:

1. Cashless Hospitalization

Cashless hospitalization allows policyholders to receive treatment at network hospitals without paying out of pocket at the time of admission. Instead of it; the insurer can directly settle his/her bills with that hospital. Now in 2024 IRDAI Health Insurance Announced Cashless Claim in 3 Hours so it will be helpful to process settlement requests.

2. Round-the-clock Assistance

TATA AIG provides 24/7 customer support to assist policyholders with any queries or issues related to their health insurance policy.

3. Substantial Cumulative Bonus

For every claim-free year, TATA AIG offers a cumulative bonus, which increases the sum insured without a proportional increase in premium.

4. Brand Name of TATA

TATA is a well-established and respected name in India, known for its commitment to quality and customer satisfaction across various industries.

5. Claim Settlement Process

TATA AIG is known for its efficient and transparent claim settlement process, ensuring that policyholders can focus on recovery rather than paperwork.

6. Paperless Plans

Embracing digitalization, TATA AIG offers paperless health insurance plans that simplify the process of buying, managing, and renewing policies.

Over to you,

Choosing TATA AIG Health Insurance offers a wide range of coverage and benefits that can fulfill your healthcare needs. Whether you're looking for cashless hospitalization, round-the-clock assistance, or substantial cumulative bonuses, TATA AIG medical health insurance can secure your health and financial well-being with TATA AIG Health Insurance, backed by the trusted TATA brand.

Visit our health insurance online website to compare your required coverages and buy for health well-being. You can contact us or our team to find the plan that best suits your requirements and insure your future health today.

 

FAQs

Q1. What surgeries are covered?

Ans: TATA AIG covers surgeries like cataract, heart, joint replacement, kidney stone removal, organ transplants, cancer treatments, and deep brain surgeries.

Q2. What is covered in Cataract Surgery?

Ans: TATA AIG Health Insurance covers pre-surgery consultations, surgical costs (surgeon fees, anesthesia), and post-operative care.

Q3. What does Heart Surgery coverage include?

Ans: Heart Surgery coverage includes pre-surgery tests, surgical procedure costs, hospital stay (ICU, room charges), and post-surgery care.

Q4. What is included in Joint Replacement Surgery coverage?

Ans: Joint Replacement Surgery coverage includes pre-surgery consultations, surgical procedure costs, hospitalization, and rehabilitation.

Q5. Are organ transplants covered?

Ans: Yes, TATA AIG covers organ transplants such as kidney, liver, and heart transplants.

Q6. Is Deep Brain Surgery covered in TATA AIG Health Insurance?

Ans: Yes, TATA AIG premier Health Insurance covers deep brain surgeries including procedures like Deep Brain Stimulation (DBS).

Q7. What are the benefits of TATA AIG Health Insurance for surgeries?

Ans: Benefits include comprehensive coverage, cashless treatments at network hospitals, and support for pre and post-hospitalization expenses.

Q8. Why choose TATA AIG Health Insurance?

Ans: Choose TATA AIG Health Insurance plans for cashless hospitalization, 24/7 support, cumulative bonuses, trusted brand reputation, efficient claims processing, and paperless policy management.