Day care treatment or procedure includes all those medical treatments which earlier needed multiple days of hospitalization. But now, because of high-end technology and medical advancements, these procedures take much less time.
List of day care procedures commonly covered by a majority of the health insurance plans
We have enlisted all the day care procedures, which are generally covered by most health insurance plans. Go through this day care treatment list to know more:
Ear |
Stapedectomy Stapedotomy Tympanoplasty Incision of the inner ear Reconstruction of the middle ear Operations of the auditory ossicles Other operations on the inner ear Operations on the middle ear |
Eyes |
Removal of foreign body Cataract operation Corneal incision Eyelid incision Tear duct operations Corrective surgery |
Nose and sinus |
Operation on the nasal concha Nasal sinus aspiration Foreign body removal Other operations on the nose |
Bones |
Dislocation surgery Ligament tear and meniscus tear surgery Fractures and sutures on tendons Other joint and bone surgery Dislocation surgery Orthopaedics and trauma surgery |
Tongue |
Glossectomy Reconstruction of the tongue Other operations on the tongue |
Skin and subcutaneous tissue |
Chemosurgery to skin Skin transplantation and restoration Excision of diseased skin and subcutaneous tissues Incisions to skin and subcutaneous tissue |
Face |
Plastic surgery to the mouth Other operations to the mouth and face Incisions to the mouth, jaw, and face |
Others |
Radiotherapy for cancer Haemodialysis Lithotripsy Chemotherapy Coronary angiography |
These are some of the most familiar day care procedures covered under health insurance policies. However, the list can vary a tad bit as per different insurance companies.
How advantageous is a health insurance policy that covers day care procedures?
You should always opt for a day care treatment health insurance plan. You will be able to enjoy so many benefits if your health insurance plans cover day care procedures.
How to choose the best day care health insurance policy?
There are multiple health insurance providers which offer several day care procedure coverages. For instance, TATA AIG All Medicare covers 541 day care treatments, MAX BUPA Heartbeat plan covers more than 400-day care procedures, and so on.
A layman often commits the mistake of buying an insurance policy that offers the maximum number of day care coverages. However, you need to keep in mind that the number of treatments covered is not the only criteria to look for while buying a day care health insurance plan. Rather, you need to be mindful of the below-given factors as well:
Apart from these, you should also keep an eye on the following factors regarding health insurance plans:
You should always do enough research as well as take the advice of an expert before buying a day care procedures health insurance plan.
FAQs
We have covered some of the common questions that people often ask about day care procedures in health insurance. Hope your doubts and enquiries will be catered to here.
Q. Is there any health insurance plan that covers day care procedures for seniors as well?
Ans: Yes, there are several health insurance plans which offer proper day care treatments coverage.
Q. How many day care procedures are covered by a health insurance policy in general?
Ans: The number of day care treatments covered by different insurers will vary. Generally, a health insurance company offers more than 100 day care treatments coverage.
Q. Is there any day care procedure related to COVID 19?
Ans: No, there is yet no day care procedure related to this pandemic.
Q. Do I have to opt for day care treatment coverage separately, or is it already included in my health insurance policy?
Ans: Buy a health insurance plan which includes day care procedures, and you won't have to opt for their coverage separately.