HOW TO LINK PAN WITH AADHAAR CARD

PAN or 'Permanent Account Number' is a unique 10-digit alphanumeric code issued as a polycarbonate card that identifies taxpayers in India. Similarly, the Aadhaar card is a 12-digit unique identity number based on citizens' biometrics and demographic data.

The importance of PAN and Aadhaar is well recognized as primary tools for financial transactions, proof of identity, and residential address. In spite of their well-established credentials, there seems to be a lack of clarity around the relevance of Aadhaar PAN card linking and how to link Aadhaar with PAN.

Let's dig deep to find out how to perform PAN Aadhar link online explore online and SMS methodologies, uncover the PAN link with Aadhaar penalty option, and learn to verify the PAN card to Aadhaar card link status.

Key Takeaways?

●      Aadhaar PAN linking is legally compulsory.

●      Your PAN link with Aadhaar does not depend on your taxable income.

●      Not linking your PAN to your Aadhaar card can have real-world financial repercussions.

●      One may choose from online, offline (via SMS) and penalty options to link PAN with Aadhaar.

●      It can take 7 to 30 days to appropriately link Aadhaar with PAN.

●      Applicants may check their PAN Aadhar link status via the e-Filing portal.

How to Link Aadhaar with PAN Card?

Linking your PAN with your Aadhaar card must not be considered a matter of choice.

[A] Linking Aadhaar & PAN Card Online:

Method 1: Logging into Your Account

●      Visit the GOI's Income Tax e-Filing website.

●      Register yourself.

●      Log in with your user ID and password.

●      Click 'Continue.'

●      Now click 'My Profile' and select 'Link Aadhaar.'

●      Feed in your Aadhaar number.

●      Click 'Validate.'

*A pop-up message will confirm that the PAN and Aadhaar numbers have been linked.

Method 2: Without Logging into Your Account

●      Visit the GOI's Income Tax e-Filing portal.

●      Click on the 'Quick Link' section.

●      Choose option 'Link Aadhaar.'

●      Enter your PAN and Aadhaar numbers.

●      Click 'Validate.'

*In case the payment details are not verified, a pop-up will reveal the 'Payment details not found' message. You may then click 'Continue to Pay through e-Pay Tax’ to pay the fee and complete submitting your Aadhar PAN caer Link request. 

[B] Link PAN with Aadhaar by Sending an SMS:

●      Use your Aadhaar-registered mobile number.

●      Compose an SMS, UIDPAN <Space> 12-digit Aadhaar number <Space> 10-digit PAN number.

●      Send the SMS to 567678 or 56161.

*You will receive a response confirming the successful linking or the next steps required.

[C] Link Aadhaar & PAN by Paying Penalty:

●      Visit the GOI's Income Tax e-Filing portal.

●      On the left column, click 'e-Pay Tax.'

●      Enter 'PAN/TAN' details and your mobile number.

●      Click 'Continue.'

●      Go through the OTP verification.

●      Now click 'Continue' and 'Proceed' on the e-Pay Tax page.

●      Choose your assessment year as ‘2025-26.'

●      Select ‘Fee for delay in linking PAN with Aadhaar.'

●      Click 'Continue' to make the penalty payment.

*You may utilize debit card, net banking, NEFT/RTGS and payment gateway options to link PAN with Aadhaar immediately.

How to Check PAN-Aadhaar Link Status?

As a first step, access the e-Filing website, refer to the 'Quick Links' column on the home page and select 'Link Aadhaar Status.'  Now, enter your PAN and Aadhaar details and click 'View Link Aadhaar Status.' You will receive confirmation whether the PAN is already linked to Aadhaar. On the other hand, if it is not linked, you will get a pop-up message stating the same.

All individuals who received PAN details through Aadhaar enrolment IDs before 1st Oct'24 must link PAN with Aadhaar by 31st Dec'25 (without any charges) to avoid their PAN becoming inoperative from 1st Jan'26. Others who missed earlier deadlines can still link their PAN card Aadhaar card linking by paying a penalty of INR 1,000.

As per the recent Supreme Court order, linking your Aadhaar card with PAN is not a prerequisite for availing of various financial services, including health, life or car insurance. That said, the linking process is highly recommended for ensuring streamlined KYC and extracting future tax benefits.

FAQs:

1] Is it Mandatory to Link PAN and Aadhaar for All?

Yes, unless one falls under the exempt categories.

2] How Do You Link Aadhaar and PAN if the Names are Mismatched on Both?

Before placing a link request, you should correct and update the name in the PAN or Aadhaar database so that both have matching details.

3] Who Is Exempt from PAN Aadhaar Linking?

Those residing in Assam, J&K and Meghalaya, non-residents as per the Income-tax Act 1961, people 80 or more years old at any time during the previous year, and individuals who are not citizens of India.

4] Do I Still Need to Link Aadhaar and PAN if I Don't Fall into the Taxable Bracket?

Yes, irrespective of your tax-paying status, you need to link PAN with Aadhaar.

5] What Documents are Required to Link Aadhaar and PAN?

Your Aadhaar plus PAN details and the registered mobile number.

6] How Much Time Does it Take to Complete the Aadhaar and PAN Card Link?

It may take up to 30 days.

7] What are the Consequences of Not Linking Aadhaar with PAN?

Your PAN will become inoperative, you won't be able to access financial services, will not receive a tax refund or interest on the refund, and your tax will be deducted at a higher rate.

Note: The above information is purely indicative in nature and subject to change without any prior notice from the Indian government authorities. One must refer to the official websites of the National Portal of India, UIDAI and Income Tax Department to learn the most up-to-date developments before taking action.

Last modified by - 4/10/2025