Hero bikes are the best affordable model that you can get on the market, especially the Hera Xtreme bike that offers its customers with latest features such as superior performance, good mileage, and a smooth riding experience. But many times, people can get confused when they are getting their Hero Xtreme insurance and wonder whether it is beneficial or not. Here we are going to look at why you should get Hero Xtreme bike insurance and what are its benefits.


Hero Xtreme Bike Insurance


Why should you get Hero Xtreme Bike Insurance?

Hero Xtreme even though a street savvy and hardcore performance bike is still prone to a lot of elements and accidental risks like any other two-wheeler on the road as such by having Hero Xtreme insurance not only you can avoid any future risks but also any financial damages from them. Therefore, it is always advised for many people to have two-wheeler insurance for their vehicles as it is also mandated by the government to at least have third-party insurance. You can also get protection from any legal liabilities by getting a comprehensive Hero Xtreme bike insurance plan from Quickinsure at your convenience. 

Hero Xtreme Specification:

Hero Xtreme Variant

Hero Xtreme 160R (Single Disc, Double Disc, Stealth Edition, Stealth Edition 2.0)

Hero Xtreme 200S 4V (STD, 2V)

Engine Displacement (cc)



Cooling System

Air Cooled

Oil Cooled

Max Torque (Nm)



Max Power (PS)



Mileage (kmpl)



Fuel Type



Fuel Capacity (Lit)



Emission Type

BS-6 2.0

BS-6 2.0

Width x Length x Height (mm)

793 x 2029 x 1052

778 x 2062 x 1106

Ground Clearance (mm)



Kerb Weight (Kg)



Body Type

Sports Naked Bike

Sports Bike


Front- Telescopic and Rear- Adjustable Monoshock.

Front- Telescopic Hydraulic and Rear- 7 steps Adjustable Monoshock.

Tyre Type




Benefits of getting Hero Xtreme Insurance:

You can never predict what may happen on the road, but you can always remain safe by getting Hero Xtreme insurance. The following are the various benefits of getting Hero Xtreme insurance:

Third-Party Damage Protection:

By getting Hero Xtreme bike insurance you can avoid paying any third-party damages that may happen due to the owner of the vehicle.

Accidental Damage Protection:

Hero Xtreme bike insurance can help you avoid paying for any damages to your vehicle that may have happened due to any unfortunate accident.

Natural Disaster Protection:

The insurance provider will reimburse the policyholder for any damages or losses that may have happened due to any natural disaster.

Fire Damage Protection:

You can protect yourself from any financial losses that may happen due to any fire damage such as an explosion or engine fire by getting Xtreme bike insurance.

Theft Protection:

The owners can protect themselves from any financial losses in case their vehicle is stolen or lost by getting Hero Xtreme insurance.

Personal Accident Protection:

You can get coverage for any hospital charges or treatment costs by getting comprehensive Hero Xtreme bike insurance.

Add-on cover that you can get with Hero Xtreme Bike Insurance:

The following are the various add-on covers that you can get with Hero Xtreme bike insurance:

Road-Side Assistance Cover:

You can immediately get road assistance such as towing, tire puncture repair, and any small repair service 24/7 by getting additional add-on roadside assistance covered with your Hero Xtreme insurance.

Zero-Depreciation Cover:

Protect your vehicle from depreciation even after getting it repaired or serviced for any faulty parts by getting a zero-depreciation cover along with your Hero Xtreme bike insurance.

NCB Protection Cover:

Avoid losing your NCB or No Claim Bonus even after claiming the insurance in the previous insurance cycle by getting an NCB protection cover along with your Xtreme insurance.

Return-to-Invoice Cover:

By getting return-to-invoice cover you can avoid financial losses due to the difference in the current value of your vehicle and the ex-showroom price of the vehicle.

Engine Protection Cover:

Engine protection add-on cover can help you avoid paying extra out-of-pocket expenses for any engine damages that may have happened due to any unfortunate accident or circumstances.

Exclusion in Hero Xtreme Bike Insurance:

The following are the various exclusions that you should take note of when buying Hero Xtreme bike insurance:

  • Self-inflicted damage.
  • Damage due to any mechanical or electrical failure except in case of an accident.
  • Damage due to rash or rough driving.
  • Damage when driving without a licence.
  • Damage when driving under the influence.
  • Gradual wear and tear.


Hero Xtreme is one of the best affordable two-wheeler bike models on the market offering its customers various features such as high performance, smooth driving experience, and a robust design to handle all terrain. But it can also be prone to many dangers that can result in financial losses for the owner. To avoid such losses, it is always recommended to get comprehensive Hero Xtreme bike insurance. Now, you can easily get comprehensive two-wheeler insurance online in just a few steps from Quickinsure by visiting website and compare various available plans and get the one that meets your needs.


Are off-market accessories covered in the Hero Xtreme insurance?

No, the off-market accessories are not covered by the insurance provider as insurance premium charges do not include accessories that have not been made by the original manufacturer as such, they are not claimable in Hero Xtreme insurance.

Can one still get NCB after claiming insurance benefits in the previous cycle?

Yes, by getting an NCB protection cover included in your insurance policy you can get NCB benefits at the time of renewal even after claiming insurance in the previous cycle.

Is it mandatory to get insurance for Hero Xtreme?

Yes, as it is mandated by the government to have at least third-party insurance coverage.

What are the documents required for submitting an insurance claim?

The main documents that are required to be submitted at the time of insurance claim include original policy document copy, filled and signed claim form, valid registration of vehicle, driving licence, FIR report copy in case of theft or third-party damage, and No trace report in case of theft.

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