Hero bikes are known to offer robust style and a comfortable driving experience to its customers. One such example is the Hero HF Deluxe bike offering features such as long mileage, comfortable seating, and a sturdy design for every terrain. But still, many people get confused about whether they should get Hero HF deluxe insurance or not. Here we are going to look at why you should get Hero HF deluxe insurance for your vehicle and what are its benefits.


Hero Hf Deluxe Bike Insurance Online


Hero HF Deluxe bike specifications:

Hero HF Deluxe bike variant

100, Kick Start, Self-Start (Alloy wheel, Wheel all Black, i3S)

Engine Type

4-stroke single-cylinder OHC

Engine Displacement (cc)


Max Torque (Nm)


Max Power (RPM)


Top Speed (Kmph)


Fuel Type


Fuel Capacity (lit)


Mileage (Kmpl)


Body Type

Commuter bike

Cooling System


Width x Length x Height (mm)

720 x 1965 x 1045

Ground Clearance (mm)


Wheelbase (mm)



Front: Telescopic Hydraulic shock absorber and Rear: Two-step adjustable hydraulic shock absorber.

Tyre Type

Tubed, Tubeless

Why should you get Hero HF Deluxe bike insurance?

You can never predict what can happen in the future, especially when you are driving on the road. But by having comprehensive insurance you can not only avoid any unnecessary risks but also any financial liability that may come. This is especially true when it comes to driving two-wheelers on the road. Therefore, you should always make sure to get comprehensive Hero HF deluxe insurance for your bike and ride with peace of mind.

Benefits of getting HF deluxe bike insurance:

The following are the various benefits of getting HF deluxe bike insurance:

Accidental damage protection:

Avoid any losses from any unforeseen and unfortunate accident by getting a comprehensive two-wheeler insurance policy for your Hero HF deluxe insurance.

Third-party protection:

You can remain protected from any legal liability or financial loss that may arise due to any third-party damage by having HF deluxe insurance.

Natural disaster protection:

The owner can claim for any financial losses that they might have suffered due to unforeseen natural disasters that result in serious damages to the vehicle by having comprehensive HF deluxe bike insurance.

Theft protection:

The owner can rest assured in case of theft of their vehicle as the insurance provider will reimburse them for any losses that come from theft of the vehicle if they have Hero HF deluxe insurance.

Damage due to fire or explosion:

The insurance provider will compensate for any losses that may have happened due to any unfortunate fire or explosion because of ignition fire.

Exclusion in HF deluxe bike insurance:

The following are the various exclusions that you should take note of before filing for insurance claim for your Hero HF deluxe bike:

  • Self-inflicted damage.
  • Damage when driving without a valid driving licence, registration of vehicle, and insurance policy.
  • Gradual wear and tear.
  • Mechanical or Electrical failure except in case of accidental damage.
  • Damage due to using your bike for commercial purposes.
  • Damage due to driving under the influence.

Add-on covers for HF deluxe bike insurance:

The following are the various add-on covers that you can get with your Hero HF deluxe insurance policy:

Zero-depreciation cover:

Avoid any depreciation in the value of your vehicle by getting a zero-depreciation cover along with your two-wheeler insurance policy.

Engine protection cover:

By getting engine protection cover with your HF deluxe bike insurance you can avoid paying any additional out-of-pocket expenses in case of engine repair or service.

Road-side assistance cover:

Get immediate roadside assistance for your vehicle in case of a mechanical breakdown or any other part failure resulting in vehicle stoppage by getting a roadside assistance add-on cover.

Consumables cover:

Getting your vehicle repaired can sometimes be costly as a lot of consumables might be required but getting consumable add-on cover with your Hero HF deluxe insurance.

How can you raise a claim request for your Hero HF Deluxe Bike:

The following are the steps that you can follow to file an insurance claim for your Hero HF deluxe bike:

  • Step 1: Intimate your insurance provider.
  • Step 2: Submit all the required documents.
  • Step 3: Inspection and verification will be performed by the insurance provider.
  • Step 4: Take your vehicle to the nearest network or private garage for repair and servicing at your convenience.
  • Step 5: The amount will be settled by the insurance provider either directly with the network garage or will be reimbursed to the policyholder after submitting all the receipts based on the type of claim they have filed.

Documents required for claiming insurance:

The following are various that you will need to submit when claiming insurance:

  • Original policy document copy.
  • Filled and signed claim insurance form.
  • Valid Driving licence and Registration of Vehicle.
  • FIR report in case of third-party damage, theft, or reimbursement claim.
  • Repair estimates like bills or receipts in case of a reimbursement claim.
  • No trace report in case of theft or reimbursement claim.
  • Letter of Subrogation.


Today travelling on roads has become riskier due to the rapid rise in the number of vehicles being driven on them, especially two-wheelers. This has also led to many people being involved in an unfortunate accident that results in their financial losses. But you can avoid these by getting a comprehensive two-wheeler insurance plan for your vehicle. Now, you can easily get a comprehensive two-wheeler insurance policy for your HF deluxe bike from Quickinsure by visiting website and comparing various available plans and getting the one that meets your requirements.


What factors affect the premium of the Hero HF deluxe insurance?

The main factors that affect the premium of the Hero HF deluxe insurance policy include registration area, coverage, add-ons, and IDV of the vehicle.

Is it mandatory to get an insurance policy for your Hero HF deluxe bike?

Yes, as the government has mandated that the vehicle must have at least a third-party insurance policy.

How many types of insurance policies are available for your Hero HF deluxe bike?

There are mainly two types of insurance policies: Third-party insurance and a Comprehensive insurance policy that you can avail for your Hero HF deluxe bike.

Where can I get a comprehensive Hero HF deluxe insurance policy?

You can easily visit the Quickinsure official website and compare various available plans and get the one that suits your requirements.

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