Hero is one of India's largest two-wheeler manufacturers known for designing consumer-friendly vehicles. One such example is the Hero Xoom scooter with a comfortable design for urban riding offering top features such as high maneuverability, efficient performance, and reliable power. But still, many people get confused about whether they should get Hero Xoom insurance or not. Here we are going to why you should get Xoom two-wheeler insurance for your vehicle and what are its benefits.


Hero Xoom Two Wheeler Insurance


Hero Xoom specifications:

Hero Xoom Variants

Hero Xoom 110 (LX, VX, ZX)

Engine Type

4-stroke SI engine

Engine Displacement (cc)


Max Torque (Nm)


Max Power (RPM)


Top Speed (Kmph)


Fuel Type


Fuel Capacity


Mileage (Kmpl)


Body Type

Commuter Scooter

Cooling System


Width x Length x Height (mm)

731 x 1881 x 1118

Ground Clearance (mm)


Wheelbase (mm)


Kerb Weight (Kg)



Front: Telescopic Hydraulic Shock Absorber and Rear: Spring-Loaded Hydraulic Damper.

Tyre Type


Why should you get Hero Xoom insurance?

Today, driving on the road has become more riskier than ever, especially if you are driving a two-wheeler. The same is true of the Hero Xoom scooter. But you can avoid such risk by getting a comprehensive Hero Xoom insurance policy. It can not only help you avoid any unforeseen future risks but also any financial losses that may come with them. Therefore, it is always better to have Xoom insurance and ride with peace of mind.

Benefits of getting Hero Xoom insurance:

The following are the various benefits of getting a Hero Xoom insurance policy for your vehicle:

Third-party protection:

You can avoid any legal and financial liability that may come from any third-party damages by having Hero Xoom insurance.

Natural disaster protection:

In case of any damages to the policyholder due to any unforeseen natural disaster resulting in financial losses, they can rest assured as insurance providers will reimburse them if they have comprehensive Xoom two-wheeler insurance.

 Accidental protection:

The insurance provider will cover any financial burden such as hospital bills, treatment costs, etc., in case the owner gets involved in any unforeseen accident if they have a Hero Xoom insurance policy.

Theft protection:

The owner can file for reimbursement and recover their losses in case their vehicle is stolen if they have a comprehensive Xoom two-wheeler insurance policy.

Fire protection:

The owner can rest assured and avoid any financial losses if their vehicle gets involved in a fire accident or explosion due to a faulty ignition system as insurance providers will cover for any losses if they have comprehensive Hero Xoom insurance.

Exclusion in Hero Xoom insurance policy:

The following are the various exclusions that you take note of before you file for a Hero Xoom insurance claim:

  • Any self-inflicted damage.
  • Damage when driving without a valid license, registration of the vehicle, and insurance policy.
  • Damage when driving under the influence.
  • Mechanical or electrical damage except in case of accident.
  • Damage due to the use of vehicles for commercial purposes.
  • Damage due to rough driving.
  • Damage due to the use of vehicles in illegal activities.
  • Gradual wear and tear.
  • Damage due to lack of maintenance.

Add-on cover for Hero Xoom scooter:

The following are the various add-on covers that you can get with your Hero Xoom insurance policy:

  • Road-side assistance cover
  • Own-damage cover
  • Engine protection cover
  • Return-to-invoice cover
  • Consumable cover
  • Zero-depreciation cover

Top Features of Hero Xoom Scooter:

The following are the various top features that you can get when you buy a Hero Xoom scooter:

  • Great Fuel-efficiency.
  • Stylish looks and sporty design.
  • Heavy goods handling capacity.
  • Nice storage capacity.
  • Good post-sale service
  • Affordable price and good warranty.


Roads have become more and more dangerous today especially if you are driving a two-wheeler. This is also true for the Hero Xoom scooter. By getting Hero Xoom insurance you can not only avoid any unforeseen future risks but also mitigate any financial losses if you were to be involved in any unfortunate accident on the road. Now, you can easily get a comprehensive insurance policy for your Hero Xoom online in just a few steps from Quickinsure by visiting website and comparing various available plans and getting the one that meets their requirements.


Can I upgrade my Hero Xoom insurance coverage?

Yes, you can easily upgrade your Hero Xoom insurance policy coverage at the time of renewal or by contacting your insurance provider.

What are the factors that affect Hero Xoom insurance premiums?

The main factors that affect your Hero Xoom insurance premium include the current IDV value of the vehicle, Age of the vehicle, manufacturing year and model, location, and add-on covers if taken any.

Is it mandatory to get a Hero Xoom insurance policy?

Yes, as it has been mandated by the government to at least have a third-party insurance policy.

Where can I get a comprehensive Hero Xoom two-wheeler insurance policy?

You can easily get your comprehensive Hero Xoom two-wheeler insurance policy from Quickinsure by visiting the official website and comparing various available plans and get the one that meets their requirements.

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