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In the modern dynamic insurance industry, the need for qualified individuals who sell insurance coverage with both knowledge and integrity is increasing.
If you are seeking a flexible and fulfilling career in insurance, whether as a full-time employee, student, or homemaker, your initial step would be to pass the Insurance POSP exam. This exam grants you the licence and qualifications to become a POSP (Point of Sale Person) certified.
In this article, we will take you through the structure of the IRDA insurance agent exam and its components, as well as how Quickinsure can help you do it more easily and quickly.
The Insurance Regulatory and Development Authority of India (IRDAI) designs and controls the IRDAI insurance agent exam, which is also known as the Insurance Advisor Exam. It makes sure that people entering the insurance business possess the basic knowledge to sell insurance products ethically and legally.
POSP agents are authorized to offer simple insurance policies such as life, health, and motor insurance. With just a bit of training and a qualifying exam, this certification makes insurance jobs for housewives, students, retirees, and others seeking extra income easy to begin their journey.
To pass the insurance advisor exam successfully, it’s important to understand its structure. Let’s break down the main aspects.
1. Eligibility Criteria
To take the exam, the candidate ought to
● 18 years old and above
● Completed Class 10 (SSC) with a recognized board
● Possess valid identification documents (PAN, Aadhaar, etc.)
No previous sales or insurance experience is required, making it perfect for freshers or career changers.
Before taking the insurance agent exam, you must undergo training, which can be done online. Training sessions are provided by IRDAI-authorized portals that follow official norms and ensure complete compliance.
A total of 15 hours of training required by IRDAI is covered in the POSP training modules. Topics include:
● Fundamentals of insurance—what it means, and how it works
● Types of insurance, such as life, health, vehicle, and travel insurance
● Features and benefits of insurance products
● Effective techniques to sell insurance
● Customer interaction and ethics
● IRDAI guidelines and other regulatory aspects
● Understanding Anti-Money Laundering (AML) and Know Your Customer (KYC) Guidelines
● Claim procedure, including how to initiate and complete claims
This comprehensive training ensures that all POSPs can easily assist customers effectively and meet regulatory standards.
After completing your training, you have to clear the insurance advisor exam.
● The exam is conducted online and delivered via a computer-based system.
● The assessment comprises 50 multiple-choice questions (MCQs)
● The exam must be completed within an allocated time of 60 minutes (1 hour).
● To clear the IRDA insurance agent exam, you need to score 40% or more, which means answering 20 questions correctly.
● There will be no negative marking.
The IRDA insurance agent exam is offered in multiple languages to accommodate a diverse range of candidates. You can choose to take the exam in English, Hindi, Marathi, Gujarati, Telugu, and other regional languages.
After passing the insurance agent exam, you will be getting a:
● A POSP accreditation
● Insurance advisory licence
● IRDAI registration to conduct the legal sale of insurance policies
Once certified, you officially become an insurance agent and can begin earning commissions right away. When you choose Quickinsure for the process, you get access to a dashboard and a policy database through our service platform, which simplifies policy management and helps you track your sales and income efficiently.
The POSP insurance agent exam is designed to be straightforward and efficient. It eliminates the conventional entry-related limitations and encourages people with diverse backgrounds to participate in the business.
In particular, it is most suitable to:
● Stay-at-home wives who want supplementary earnings
● Students in search of a side job
● Retired individuals who want to keep busy
● People interested in earning extra income with work-from-home opportunities
With Quickinsure, you can complete your training, take the exam, and start selling policies, all through a simple, entirely online process.
The Insurance POSP Exam is a simple but necessary step at the beginning of your route to being a licensed insurance advisor. Combined with the training, it creates opportunities for a smooth transition into the insurance field.
With Quickinsure, you can receive free POSP module training and take the IRDAI insurance agent exam to become a health insurance agent or sell life and motor insurance policies. The entire process is quick, transparent, and completely digital.
Whether you’re restarting your career or seeking flexible earnings in the insurance industry, Quickinsure provides the tools, support, and platform you need to succeed. Take the first step with us today and turn your potential into progress.
