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Due to the increasing consciousness regarding health and financial security, the demand for health insurance is increasing fast in India. Thus, the profession of the health insurance agent seems to be a bright one for the flexible people who seek a high and stable income.
Whether you are a student, a job seeker, or an employee on retirement, this career enables you to work at your convenience while assisting people in selecting the appropriate health coverage. This blog post will take you through how to become a health insurance agent, what qualifications you need, and the whole process.
What is Health Insurance?
Health insurance is a type of coverage that protects individuals and families against the high costs of medical treatment. It includes such expenses as doctor visits, operations, and even hospital stays or medicine. In India, where medical expenses are increasing consistently, health insurance is becoming mandatory for all.
However, a majority of the Indian population remains uninsured, which presents a tremendous opportunity in the insurance industry, particularly for people who want to become insurance agent or POSP (Point of Sales Persons).
Who is a Health Insurance Agent?
A licensed professional who sells health insurance coverage to people, families, or organizations is known as a health insurance agent. They facilitate communication between the client and the insurance provider.
Agents help customers understand policy benefits, choose the best plan, and assist with paperwork and claims. If you’re looking for how to become a health insurance agent, this is a highly rewarding career path with low entry barriers and excellent income potential.
Requirements and Qualifications to Become a Health Insurance Agent
To become a health insurance agent in India, the Insurance Regulatory and Development Authority of India (IRDAI) has specified some minimum requirements:
● You should be 18 years old or above.
● You should have completed class 10 (Secondary School).
● You should possess a valid PAN card and an Aadhaar card.
● You should undergo 15 hours of compulsory training as prescribed by IRDAI.
● Once trained, you need to pass a basic online test in order to get your health insurance agent license.
Once you have done all this, you can begin selling health insurance policies legally.
Benefits of Becoming a Health Insurance Agent
Being a health insurance agent comes with numerous benefits, some of which are:
● Flexible Working Hours: Decide where and when to work.
● Home-based Work: Everything is online, so no office is needed.
● Be Your Own Boss: No sales targets, no pressure.
● Zero Investment: Only a smartphone and internet connectivity are required.
● High Earning Potential: Earnings are on a commission basis; hence, the more you sell, the higher your earnings are.
● Recession-proof Career: Health is a necessity; hence, the business is recession-proof even during the economic downturn.
How to Become a Health Insurance Agent?
In case you wonder how to become a health insurance agent, the following is a step-by-step guide on how to start:
● Register Online: Sign up on Quickinsure’s platform to become an Insurance POSP.
● Submit Documents: Upload your Aadhaar card, PAN card, and educational certificate (10th pass).
● Complete Training: Take the 15-hour mandatory online training provided by Quickinsure.
● Pass the Exam: Take and pass the IRDAI POSP exam.
● Get Certified: After passing, you’ll receive your health insurance agent license.
● Start Selling: Begin selling policies and earning commissions instantly.
Why Become a Health Insurance Agent/POSP with Quickinsure?
Quickinsure is amongst the fastest-growing platforms for insurance POSP and has unparalleled support and advantages:
● Easy Registration Process: Begin your path in a few simple steps with an easy registration process.
● Flexible Working: No rigid timings. Work full-time, part-time, or at your convenience.
● Access to 25+ Insurance Companies: Provide customers with a vast selection of policy choices from top insurers in India.
● Quick Commission Payment: Get your commissions paid quickly and without any hassle.
● Strong Backend Support: From training to customer support, Quickinsure offers strong backend systems to assist agents in growing.
With Quickinsure, the journey to become a health insurance agent becomes smooth, easy, and profitable.
Who Can Join as a Health Insurance Agent?
The best part about this career is that anyone who qualifies under the basic eligibility can become a health insurance agent. These include:
● College Students: Earn money while you pursue your studies.
● Job Seekers: Begin a career without any experience.
● Retired Professionals: Stay active and earn post-retirement.
● Self-Employed Individuals: Add another source of income.
Whether you’re starting out or looking for a side hustle, this is a great opportunity for anyone.
Health Insurance Agent Roles and Responsibilities
As a certified health insurance agent, your key duties include:
● Helping customers choose the right health insurance policy.
● Explaining policy terms, conditions, benefits, and exclusions.
● Managing policy renewals and claims support.
● Staying updated with new insurance products and changes.
● Developing a relationship of trust and keeping clients for the long term.
Your success as an agent is dependent on how well you know your customers' needs and lead them appropriately.
Final Words
In India, the need for health insurance is rising quickly. This makes it a future-savvy and smart decision to become a health insurance agent. Whether you are a student, a homemaker, or a retiree, you can earn from the comfort of your home with minimal investment and effort.
So, if you've been contemplating how to become a health insurance agent, now is the ideal time to take action. Become a health insurance agent with Quickinsure and enjoy flexible working hours, attractive commissions, and all the support you need to succeed. Ready to start? Contact Quickinsure today and begin your fulfilling journey!
No, you don't require any sales experience. Quickinsure provides training to enable you to become a professional health insurance agent.
Yes, Quickinsure provides a 15-hour online training course that will enable you to pass the exam and gain a better understanding of the insurance sector.
Yes, the only limitation is that you should be 18 years of age and above. There is no maximum age limit.
Yes, as per IRDAI regulations, you must complete 15 hours of mandatory training before obtaining certification.
The health insurance agent license is typically valid for three years. To renew it, you complete a refresher training course and apply for renewal, usually through the same platform.
Published on - 26/09/2015
