AAROGYASRI TELANGANA

Dr. YSR Aarogyasri Scheme was introduced by CM Y. S. Rajasekhara Reddy in 2007. It is one of the leading health insurance schemes in Telangana. It provides quality medical treatment to the poor free of cost at private hospitals. Aarogyasri offers exciting financial packages for treatments under the free health insurances.

 

 

According to recent developments, around 2.84 crore beneficiaries are under the Aarogyasri scheme. In December 2023, the newly formed Congress government, led by CM A. Revanth Reddy, increased the Aarogyasri coverage limit. The coverage limit for Aarogyasri is now from ₹5 lakh to ₹10 lakh.

This scheme is currently being implemented through 1,402 hospitals across the state. It covers 1,672 medical treatments for various diseases and health conditions. During a meeting, the Deputy CM approved the decision to increase the package costs for 1,375 treatments now.
Aarogyasri Telangana scheme is increasing the benefits based on recommendations from medical experts.

 

What is Aarogyasri Health Care Trust?

Aarogyasri Health Care Trust is a health insurance program run by the Telangana state government in India. It offers free medical treatment to eligible individuals, BP lines or identified as vulnerable people. The program covers various medical services, including surgeries, hospital stays, and diagnostic tests. It even provides financial help for transportation to and from the hospital.

The trust is funded by the state government and managed by the Department of Health and Family Welfare. The goal of Telangana Government is to ensure that every Individual should access quality medical services.

 

What is the Aarogyasri Community Health Insurance Scheme?

The Aarogyasri Community Health Insurance Scheme is a health insurance program which provides financial protection to residents of Telangana. It offers up to Rs. 2 lakhs for medical expenses, including treatment for life-threatening conditions. This scheme is also run by the Aarogyasri Health Care Trust, aiming to improve access to affordable healthcare for those in need.

 

Benefits of the Aarogyasri Telangana Scheme

Aarogyasri scheme provides full medical coverage like:

• Equal access to healthcare

The scheme removes financial barriers of healthcare. It ensures that families below the poverty line (BPL) can access quality healthcare without worry.

• Coverage for expensive treatments

Aarogyasri covers costly procedures like organ transplants and cochlear implants. It helps families with financial support to avoid large medical bills.

• Pre-existing conditions covered

It includes treatment for pre-existing diseases under health insurance. It provides relief for those with chronic health conditions.

 

Who is Eligible for the Aarogyasri Telangana Scheme?

To be eligible for the Aarogyasri Health Care Trust program in Telangana, individuals should fit in the below criteria;

• Your residency has to be from Telangana.
• You should be below the poverty line (BPL) or recognized as vulnerable by the government.
• You need a valid government-issued identification card.
• Referring from a government hospital or primary health center is mandatory.

 

How to Log In to Aarogyasri Telangana

Follow the below steps to log in Aarogyasri Telangana Website

• Step 1: Visit the official Aarogyasri Telangana website.
• Step 2: Click the "Login" button at the top right corner of the page.
• Step 3: Enter your username and password.
• Step 4: Click the "Login" button.
• Step 5: If you don’t have an account, then create one by clicking on the "Sign Up" button on the login page.

Remember, this website is mainly for registered healthcare providers. If you are a patient, then contact a healthcare provider for assistance.

 

How to Apply for an Aarogyasri Card in Telangana

To apply for an Aarogyasri card, follow these steps:

• Step 1: Visit the Aarogyasri Telangana website.
• Step 2: Click on the "New Enrollment" tab.
• Step 3: Fill your personal and family details in the online application form. You’ll need to provide proof of identity and residence.
• Step 4: Upload scanned copies of required documents like, proof of identity, residence, and income (if applicable).
• Step 5: Submit the application form and wait for the verification process.

Once your application is approved, you will receive your Aarogyasri card. This card allows you to access the healthcare benefits provided by the scheme.

 

Inclusions of Aarogyasri Health Insurance Scheme, Telangana

The Aarogyasri Health Insurance Scheme in Telangana covers a wide range of healthcare needs like,

1. Illness Coverage

• Aarogyasri covers treatment for over 949 illnesses, such as cancer, heart disease, kidney problems, and neurological disorders.
• It includes 126 follow-up packages for free treatment at specified hospitals in Hyderabad.
• The maximum coverage is Rs. 1.5 lakhs, but for Cochlear Implant Surgery with Auditory Verbal Therapy, coverage can go up to Rs. 6.50 lakhs.

2. The scheme also covers 9 types of organ transplants

It provides lifelong follow-up packages for 28 immunosuppressive treatments after the following transplants:

• Cadaver liver, heart, lung, and kidney transplants
• Live liver and kidney transplants
• Allogeneic and autologous stem cell transplants
• Cadaver heart and lung transplant surgeries

3. Financial Assistance

• It offers financial support for hospitalization, diagnostic tests, surgeries, and other medical procedures related to covered illnesses.

4. Network of Hospitals

• The scheme has a network of approved government and private hospitals that offer free treatment under this plan.

5. Claims Process

• You can easily submit claims for medical expenses through the Aarogyasri website or at designated centers.

6. No Premiums Required

The scheme is fully funded by the government, so you don’t need to pay any premiums. The scheme covers treatment for a variety of medical conditions like,

• Cancer Treatments: Costs for chemotherapy and surgery.
• Heart Conditions: Expenses for treatments like bypass surgery and angioplasty.
• Kidney Treatments: Coverage for dialysis and kidney transplants.
• Neurological Conditions: Treatments for strokes and Parkinson’s disease.
• Orthopedic Care: Coverage for joint replacements and spinal surgeries.
• Gastrointestinal Disorders: Surgeries for conditions like ulcerative colitis.
• Respiratory Conditions: Treatment for asthma and COPD.
• Burn Treatments: Costs related to burn treatment, including surgeries.
• Neonatal Care: Coverage for specific medical treatments for newborns.

Please note: Depending upon your health insurance you can get benefits for the treatments (T&C Apply):

• Liver transplants,
• Assisted devices for heart conditions
• Bone marrow procedures
• Gamma-knife procedures in neurosurgery
• Hip and knee replacements.

 

List of Surgery covered under Aarogyasri Health Insurance Scheme

• Orthopedic surgeries and procedures
• Ophthalmology
• ENT surgery
• Gynaecology and obstetrics
• Surgical gastroenterology
• Medical oncology
• Plastic surgery
• Excision of Meckel's diverticulum
• Septorhinoplasty
• Bone tumour surgery, reconstruction with internal fixation
• The neck of bladder reconstruction for incontinence
• Myringoplasty
• Exenteration of orbit
• Coronary balloon angioplasty with drug-eluting stent • Open radical prostatectomy
• Cardiothoracic surgeries
• Pediatric surgeries
• Genitourinary surgeries
• Neurosurgery
• Surgical oncology
• Radiation oncology
• Superficial parotidectomy (non-malignant)
• Rectopexy open with mesh for rectal prolapse • Glaucoma surgery
• Surgery for emphysema thoracic
• Excision of ureterocele with ureteric implantation
• Joint reconstruction/intra-articular fractures
• Rectovaginal fistula management without colostomy
• Lumbar hernia repair in a paediatric patient
• Laparoscopic surgical treatment for duodenal perforation

 

Exclusions of the Aarogyasri Health Insurance Scheme

While the Aarogyasri Scheme covers many treatments, some exclusions apply. These include procedures not listed under the scheme like,

• Pre-existing diseases
• Cosmetic operations
• Experimental therapies
• Intentional self-harm injuries
• Treatments taken from outside hospitals are not eligible for coverage.

Additionally, certain diseases are covered under national programs and are not included in this scheme. These include infectious diseases, HIV/AIDS, jaundice, and tuberculosis. It also falls under the Ayushman Bharat scheme.

 

List of Aarogyasri Schemes

• Osmania General Hospital: Located in Afzalgunj, Hyderabad
• Gandhi Hospital: Located in Secunderabad, Hyderabad
• District Hospital- Koti: Located in Hyderabad
• Kamineni Hospital: Located in LB Nagar, Hyderabad
• Yashodha Hospital: Located in Malakpet, Hyderabad
• Basavatharam Indo-American Cancer Hospital: Located in Hyderabad
• MNJ Cancer Hospital: Located in RedHills, Hyderabad
• Mahavir Hospital: Located in Hyderabad
• Shresta Orange Hospital: Located in LB Nagar, Hyderabad
• Titan Bricilicone Hospital: Located in Hayathnagar, Hyderabad

 

Key Features of the Aarogyasri Health Insurance Scheme

1. Wide coverage

Aarogyasri scheme covers many medical services like, cochlear implants, cancer treatment, organ transplants, dialysis, and thalassemia care.

2. Transparent process

The entire process, from diagnosis to claim payment, is managed online to reduce fraud and ensure transparency.

3. Focus on primary care

Aarogyasri provides free screenings and consultations at network hospitals. It supported the government's healthcare system along with advanced treatments.

4. Real-time monitoring

District-level committees oversee the scheme's implementation to ensure efficient use of resources.

 

Conclusion
Health insurance is essential for protecting your family's future. The Aarogyasri Scheme in Telangana offers invaluable benefits. It gives you access to quality healthcare for those in need. So, if you are from Telangana, apply for the Aarogyasri Scheme today and unlock the support you and your family deserve.

Take a proactive step towards better health! Apply for the Aarogyasri Scheme now and ensure a healthier future for you and your loved ones.

 

FAQs

Q1. How to check Aarogyasri card status in Telangana?

Ans: Visit the official Aarogyasri website, enter your card details, and check the status online.

Q2. What should I do if I lose my Aarogyasri card?

Ans: If you lose your card, you can request a reissue through the Aarogyasri portal or by contacting the helpline for assistance.

Q3. Who is eligible for the Aarogyasri Scheme?

Ans: Low-income families, including those below the poverty line and specific vulnerable groups, are eligible for the scheme.

Q4. Aarogyasri Telangana Helpline Number
Ans: Aarogyasri Telangana Helpline toll-free number is 72888 03777. Alternatively, you can reach the Aarogyasri Health Care Trust in Hyderabad on 040-23547107.

Q5. What is the coverage limit of Aarogyasri?

Ans: The Aarogyasri health insurance scheme in Telangana offers coverage of up to ₹10 lakh per family each year.