HDFC ERGO General Insurance Company Ltd. is a 51:49 joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.
Loss or damage to your vehicle caused by any one of the following events
Compensation for damage or liability causing bodily injury or death to another person.
Compensation for death injury/death sustained by the owner-driver of the insured two wheeler caused due to violent, accidental, external and visible means while travelling in the vehicle or during mounting into/dismounting from the bike.
Normal wear and tear.
Depreciation of the two wheeler is not covered.
General Electrical and mechanical failure of vehicle parts.
Claims arises due to driving a vehicle under influence of alcohol and drugs.
Claims arises due to driving vehicle without valid driving license.
Claims arises due to nuclear risks.
Modes of Claim Intimation :
Simply download HDFC ERGO Mobile App - Insurance Portfolio Organizer from Playstore. Link your policy by providing few simple details and Register a claim
Call & Register
Register your claim by calling our customer care toll free number on 1800-2-700-700 (Accessible from India only) and get your claim number.
Cashless/Network Garages CLaim Process
Locate HDFC Ergo network garages on hdfcergo.com or call HDFC Ergo toll free no for details.
Drive or have your vehicle towed to the nearest network garage.
The online advantage enables you to buy the policy through web instantly, save time and save money. You can get a free quote, calculate your two wheeler insurance premium and buy with the same quote within seven days. You can enjoy hassle free buying without any paperwork. You can buy HDFC Ergo Two wheeler insurance policy online using credit card, debit card or net banking.
The discounts are on No Claim Bonus offered on two wheeler insurance.
If you sell your bike to another person, the insurance can be transferred in the name of the buyer. The buyer (transferee) has to apply for transfer of Insurance with us, within 14 days from the date of transfer of the vehicle in his name. If you want to substitute another two wheeler of your in this policy, the policy will not be transferred to the buyer. The buyer (transferee) has to buy a fresh insurance.
An endorsement is a written evidence of an agreed change in the policy. It is a document that incorporates changes in the terms of the policy.
No Claim Bonus (NCB) is a discount on premium of the own damage (OD) portion of your vehicle when you renew your policy, provided you have not made any claim during the last policy period of one year. The NCB can be accumulated up to a maximum limit of 50% on own damage premium for private cars. You can transfer the full benefits of NCB, even when you shift your car insurance to HDFC Ergo from any other Insurance company.
Yes, in case you are changing from any other insurance company to HDFC Ergo GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your car is insured within 90 days of your renewal due date.
The Insured will be covered for any liability arising from any accident caused by or arising out of the use of the private two wheeler in respect of: Death or bodily injury to third parties (unlimited liability)/ Damage to the third party property (minimum of Rs.6000/- and max of Rs.7,50,000)