Honda Activa has become one the most sold Honda models whether it is Honda Activa 125 or Honda Activa 6G throughout the world as it offers its customers a smooth riding experience, good mileage, and all the latest technology that they can hope for in a two-wheeler. But many times, people can get confused when they are getting their Honda Activa insurance and wonder if it is good or not. Here we are going to look at why one should get Honda Activa insurance and what are its benefits.

Why Should You Get Honda Activa Insurance

Having Activa insurance can not only help you avoid any future risks but also help cover any financial losses that may come with them. Driving on the road has become dangerous especially if you are driving a two-wheeler but by getting Activa insurance online from Quickinsure you can always be secured and can drive with peace of mind.


honda activa insurance


Honda Activa Specification

Honda Activa Variant

Honda Activa 125(Drum, Drum Alloy, Disc, H-Smart)

Honda Activa 6G (Premium Disc, Premium Drum, STD, DLX, H-Smart)

Engine Type

4-stroke, BS-6 engine

4-stroke, BS-6 engine

Displacement (cc)



Max Torque (Nm)



Max Power (RPM)



Fuel Supply

Fuel Injection

Fuel Injection

Emission Type

BS6 2.0

BS6 2.0

Width x Length x Height (mm)

707 x 1850 x 1170

697 x 1833x 1156

Ground Clearance (mm)



Wheelbase (mm)



Kerb Weight (Kg)



Chassis Type



Suspension Type

Front- Telescopic, Rear- 3-steps adjustable spring loaded hydraulic.

Front- Telescopic, Rear- 3-steps adjustable spring loaded hydraulic.

Tyre Type



Reasons for getting Honda Activa Insurance

The following are the various reasons for getting Honda Activa Insurance:

Third-Party Protection:

By having Activa bike insurance you can get protection from any financial losses that may happen to any 3rd party because of you on the road. The insurance provider will cover any financial damages directly with the third party.

Accidental Protection:

Honda Activa insurance can protect you from costly hospital and treatment bills that would occur if you were involved in any unfortunate accident.

Protection from Legal Liabilities:

The insurance provider will handle any legal liabilities arising from any unforeseen or unfortunate accident or circumstance if one has Activa insurance.

Peace of Mind:

By having Activa insurance for your two-wheeler you can drive with peace of mind and enjoy your journey.

Inclusion in Honda Activa Insurance Policy

The following are the various inclusions that you should take note of when getting Activa bike insurance:

  • Accidental damages.
  • Theft protection.
  • Damage due to any fire or explosion.
  • Lighting damage.
  • Damage due to any Natural disaster.
  • Damage due to riots and strikes.
  • Protection from third-party damages.
  • Damage due to any malicious or terrorist activity.
  • Loss suffered during any transit.

Exclusion in Honda Activa Insurance Policy

Always read all the policy documents before buying two-wheeler insurance for your vehicle to avoid any future claim rejection. The following are the various exclusions you should take note of when buying Activa bike insurance:

  • Gradual wear and tear.
  • Mechanical or electrical failure not caused by accident.
  • Damage due to driving under the influence.
  • Driving without a valid licence, registration, and insurance policy.
  • Damage due to any war.
  • Falling outside insurance coverage limits.
  • Tyre damage unless caused by an accident.

Add-on Covers to Have with Honda Activa Insurance Policy

The following are the various add-on covers that you should consider getting with your Honda Activa insurance policy as per your requirements:

Road-Side Assistance Cover:

You can have 24/7 roadside assistance from any failure or breakdown in your vehicle by getting an additional add-on cover included in your Activa insurance policy.

Zero-Depreciation Cover:

Protect your Honda Activa value from depreciating even after getting repaired or serviced for any spare parts by getting an additional zero-depreciation add-on cover included in your Activa insurance policy.

Consumables Cover:

Avoid paying any extra cost out of pocket for any consumables such as oil, spare parts, etc., by getting consumables add-on cover with your Honda Activa insurance.

NCB Protection Cover:

Get NCB discounts even after claiming your insurance policy in the previous cycle by getting an NCB protection add-on cover with your Honda Activa insurance policy.

How to File for a Claim in Honda Activa Insurance

The policyholders can claim their insurance by either filing for a cashless claim or a reimbursement claim. The following are the steps to file an insurance claim for Honda Activa:

Step 1: Intimate the insurance provider by directly calling their helpline or through their official website.

Step 2: Register your claim.

Step 3: Inspection will be performed by the insurance provider for verification of damages.

Step 4: Take your vehicle to any nearest network garage or private garage at your convenience.

Step 5: The insurance provider will settle the amount of repair and service directly with the network garage or will reimburse you for the bill after submitting the receipt based on the type of claim filed.

Documents required for Honda Activa Insurance Claim

The following are the various required documents that you must submit when filing for a Honda Activa insurance claim:

  • Claim form filled and signed.
  • Original Policy document copy.
  • Registration of your vehicle.
  • Driving licence.
  • FIR report in case of theft or third-party damage.
  • No trace report in case of complete loss or theft.
  • Bill receipts in case of a reimbursement claim.
  • Letter of subrogation in case of legal action.
  • NOC from the financier.


Today Honda has become a household name, especially the Honda Activa model that has had a surprise in the local market. This has caused many people to have a Honda Activa model vehicle for their daily use in their life. But people should also always make sure to get a Honda Activa insurance policy to avoid any future risk and financial losses. Now, one can easily get a comprehensive Honda Activa insurance online from Quickinsure by visiting the official website and compare various available plans and get the one that meets their requirements.

FAQs - Frequently Asked Questions

Q1. Is having a Honda Activa insurance mandatory?

Yes, as it has been mandated by the government to at least have third-party insurance.

Q2. Can one renew their insurance policy online?

Yes, you can easily renew your insurance policy online by visiting the insurance provider's website.

Q3. What should you do when your Honda Activa gets stolen?

Immediately report it to your nearest police station and file a reimbursement claim with your insurance provider.

Q4. What are the main factors for the rise in premium charges in Activa insurance?

The main factors that affect the premium charges in Activa insurance are the age of the vehicle, IDV, and model of the vehicle.

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