Rising inflation is the reason for the increased cost of medical treatment and medicines. This situation is prevalent in all states. In this context, the EHJS Telangana program was launched in 2013. Aiming to provide medical facilities at low cost, the scheme has been introduced. It helps government employees, especially when they need severe disease treatment.
Our comprehensive guide will educate you about the EHJS scheme in Telangana. Let’s appreciate the details.
Employee and Journalist Health Scheme is a health insurance program run by the Telangana Government. The plan is popularly known as the Employee and Journalist Health Scheme (EJHS). Providing healthcare coverage for state government workers is the objective of the scheme.
Workers who cannot afford medical facilities practically acquire an advantage of the scheme. One more essential point to be noted is that EH is a group health insurance scheme.
Further, launching an EJHS has replaced the earlier medical reimbursement system in Telangana. Plus, the post treatment coverages for chronic diseases are included in it. Following people can get the coverage of the scheme if they get caught in nasty situations-
In addition to this, families of government employees will also receive the benefit under the scheme. It is a cashless process with a listed hospital that is subject to EJHS scheme in Telangana.
Employee Health Insurance is an essential financial facility. Owing to this, protection against financial burden is provided in private as well as government organizations. Various plans exist to deliver insurance coverage across different regions.
The EH Scheme in Telangana is one of the appreciable initiatives. Let’s know who can be considered eligible to get the scheme’s benefit.
The benefits under the EHJS scheme are almost similar to the corporate medi claim. Let’s understand this from the below table-
Coverage |
Benefits |
In-Patient Treatment |
Covers the expenses of hospitalization relevant to any chronic disease. Free of cost examination for pre-detected therapies. Cashless facility for the after discharge medication from 10 to 30 days. Post discharge complications coverage benefit. |
Follow Up services |
Coverage includes consultation, investigations, and medications up to 1 year after the treatment. |
Outpatient Treatment |
Under the EJHS scheme, treatments for severe diseases are provided at particular hospitals. It helps to deliver the necessary care to the patient. |
Hospital Stay |
Coverage for accommodation in hospital on the basis of pay grades like for Slab A (Pay grades I to IV), Slab B(Pay grades V to XVII semi private wards), for Slab C (Pay grades XVIII to XXXII private wards. |
Financial Coverage |
Telangana State Government will provide the fund. No upper limit. No contribution from employees or pensioners. |
Cashless Hospitalization |
Beneficiaries can get the advantage of medical facilities without having cash when admitted in any of the listed network hospitals. |
For EHJS enrollment in Telangana, applicants ought to submit the following documents. If they fulfill the documents, they will receive the EHS card easily.
Make sure that all scanned documents must have a clear appearance for a smooth application process.
The finance department uploads the health cards on the EHS official website. Employees and pensioners can download the card online. The card can be printed and accessed by the employees and their dependents.
EHS card is used to access the medical facilities from the listed hospitals subject to the EHS scheme. Primarily, pensioners or employees use this card to avail cashless treatment.
2. Who is eligible for EHS in Telangana?
The state government employees, pensioners, re-employed pensioners and their dependents are eligible for the EHS in Telangana.
3. What is the ceiling limit of medical reimbursement under EHJS?
The ceiling limit of medical reimbursement under EHJS is Rs. 5 lakh per episode of sickness. The benefits apply to pensioners, employees, and their dependents.