DOES YOUR DIRT BIKE NEED INSURANCE

Dirt bikes are a great way to enjoy some heart-racing off-road adventures. Many people who are fans of bike riding cannot get enough of dirt biking on rough terrain and enjoying the off-road journey. But one needs to be careful as well as it can many times result in accidents, bike damage, and other risks that come with riding dirt bikes. One can protect themselves from such risks by getting dirt bike insurance coverage for their vehicle. Here we are going to look at why one should get insurance for their dirt bike and what are its benefits.

What is Dirt Bike Riding?

Dirt bikes have been around since the early 1900s and have recently been gaining popularity due to various events such as motocross and off-road motorcycling. Riding a dirt bike is usually, as the name suggests, riding bikes on off-road terrain, mud roads, up-and-down tracks, etc. This type of riding is usually preferred by many bike riding enthusiasts as a thrilling experience and gives them a sense of adventure. Today many people are trying out dirt bike riding on their weekends, holidays, and off-times to get a new sense of adventure. But they should also be careful by getting motocross bike insurance or off-road motorcycle insurance for themselves and avoid any future risks.

Benefits Of Getting Dirt Bike Insurance

Dirt biking is prone to many risks such as accidents, bike damage due to rough riding, vehicle theft, crashing, etc. By getting dirt bike insurance one can avoid any financial losses that these risks may bring with them. The following are the benefits of getting dirt bike insurance:

Spare and Consumable Cover

Dirt bike riding can cause extreme stress on the vehicle parts resulting in damage or failure of the part and that can require one to get an expensive replacement spare. But one can avoid paying for the spare and other consumables by getting a spare and consumable cover for their dirt bike.

Accident Protection

Dirt bike riding is always risky as it can often cause accidents and damage to oneself and their vehicle. But they can avoid any financial damage that any unfortunate accident may bring by getting dirt bike insurance. 

Liability Protection

By getting dirt bike insurance one can avoid any financial losses from liability such as 3rd party damages, injuries, or any other type of liability cases.

Theft Protection

Dirt bikes are costly vehicles and can be prone to theft if one is not careful. But one can avoid any financial losses from the theft by getting motocross bike insurance for their dirt bike.

Natural or Man-made Disaster Protection

Sometimes a natural or a man-made disaster can cause one to have heavy damage to their bike or worse lose it. But one can avoid any financial losses by getting dirt bike insurance.

Collision Protection

Dirt bike riding is always prone to collision due to fast and rough riding on off roads. This can cause heavy losses to one if they are not careful by getting dirt bike insurance.

Add-Ons For Dirt Bike Insurance

Following are some add-on covers one might get when they are buying a comprehensive bike insurance policy for their dirt bike:

Zero-Depreciation Cover

By getting a zero-depreciation add-on cover one can avoid any loss difference in the road value of the vehicle even after getting it serviced or repaired.

Road-Side Assistance Cover

By getting a comprehensive insurance policy for their vehicle one can also get a road-side assistance cover add-on for themselves. It can provide them with roadside assistance such as tire replacement, towing, etc.

Personal Belonging Cover

By getting personal belongings add-on cover with their insurance one can avoid any financial losses which may happen if their items such as helmet, riding gear, etc., are damaged while driving on the road.

Engine Protection Cover

Engines of dirt bikes are built for robustness, but this can also get damaged if put to constant stress and wear by rough riding of the dirt bike. By getting an add-on engine protection cover with their off-road motorcycle insurance one can avoid paying costly repair service charges for getting their engine running again.

Conclusion

One can never get tired of going on an adventure on their dirt bike on an off-road ride. Dirt bikes have become a popular means of adventure and enjoyment for many people. But one should also not ignore the many risks that may come with it such as accidents, 3rd party damage, engine damage, etc., due to rough riding on off-roads. But by getting dirt bike insurance one can avoid such cases. Now, one can easily get insurance for their dirt bike in just a few steps from Quickinsure by visiting the official website and comparing various available plans and choosing the one that meets their requirements.

FAQs - Frequently Asked Questions

Q1. Why do dirt bikes require more insurance than other bikes?

Dirt bikes are more prone to damage such as part failure, engine damage, accidents, etc., so one should always try to get insurance for their dirt bike.

Q2. What are the main benefits of getting dirt bike insurance?

The main benefits of dirt bike insurance include 3rd party protection, spare replacement cover, and theft protection.

Q3. Is roadside assistance available for dirt bikes?

Yes, one can get roadside assistance for their dirt bike by getting a comprehensive insurance policy.

Q4. Where can one get insurance for their dirt bike?

One can easily visit Quickinsure official website- https://quickinsure.co.in/ and compare various available plans and get the one that meets their requirements.

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