DIFFERENCE BETWEEN GETTING TWO WHEELER INSURANCE ONLINE VS THROUGH AN AGENT

Today with rapid modernization and digitalization many people are shifting towards buying their two-wheeler insurance online instead of getting it from a bike insurance agent. Even though many are buying their insurance online there are still some who are confused as to where to buy their two-wheeler insurance from. Here we are going to look at the differences between getting insurance online vs through an agent and what are the benefits of getting bike insurance online.

Ways One Can Get Two-Wheeler Insurance

There are two ways one can get insurance for their two-wheeler that is either online or offline/via an agent. Online insurance can be defined as the process of getting one’s bike insurance through an online insurance provider on various verified online platforms whereas getting insurance from a bike insurance agent is the process of buying insurance from offline means in which one goes to an agent and provides him with all the documents required for him to buy insurance for them. Many people prefer to buy their insurance online as they can avoid any hassle of getting a middleman who can overcharge them on commissions.

Difference Between Buying Insurance Online Vs Through An Agent

As many people today are shifting towards digitalization and convenience, they are preferring to buy their insurance online rather than through an agent as they can avoid paying any commission and get the insurance that meets their requirements. 

Following are the differences between getting insurance online vs through an agent:

Category

Online

Agent

Process

The process of getting insurance online is very fast and efficient.

The process of getting insurance through an agent is very slow and time-consuming.

Documentation

All the process is done online which requires no documentation and one can directly purchase their insurance from the insurance provider.

One needs to submit all the documentation that the agent may require for them to get the insurance. The agent acts as a middleman between the insurance provider and the customer.

Availability

One can easily avail insurance online at anything from anywhere in the world at their comfort.

Getting insurance through a bike insurance agent can be hard as it may depend upon their availability.

Fraud

Buyers can easily read all the terms and conditions provided by the insurance company and then pay them, hence there are little to low chances of fraud.

Agents often hide or do not tell the terms and conditions to the customer when conditions of their insurance and may even give them bogus insurance policies. The chances of fraud are higher when buying insurance through an agent.

Commission

No commission is charged throughout the process and buyers might only have to pay deductibles that may be required.

Bike insurance agents charge commission when one buys insurance through them which can be a financial loss of one.

Above are the differences between buying insurance online vs through an agent. One needs to compare both carefully and choose the one which can be most beneficial for them. Online insurance can help one not only avoid any hassle of middlemen but also save money with various offers available to them whereas getting insurance from a bike insurance agent can be very time-consuming and one might also have to pay commission to the agent which can be a loss for them.

Benefits Of Getting Two-Wheeler Insurance Online

  • A Quick Estimate of Bike Insurance: One can easily get a quick insurance estimate when one is trying to purchase two-wheeler insurance online.
  • Insurance Comparison: One can easily compare many insurance provider policies offered for their vehicle and choose the one that meets all their requirements.
  • Transparency: Buyers are provided with all the terms and conditions that they need to know before buying their insurance and complete transparency is kept.
  • Flexibility: One can buy two-wheeler insurance anytime at their comfort from anywhere in the world providing customers with good flexibility.
  • Easy Payment: One can easily make payments for their insurance online through various payment methods such as debit cards, credit cards, online banking, etc.

Conclusion

When buying insurance for their vehicle one needs to be careful as one needs to compare what benefits they might get when they buy their insurance online or through an agent. Today with rapid modernization and digitalization happening many people around the world are shifting towards getting their two-wheeler insurance online as it offers them flexibility and fast service that traditional bike insurance agents might not. Now one can easily get two-wheeler insurance for the vehicle in just a few steps from Quickinsure by visiting their official website https://quickinsure.co.in/ and comparing various available plans and get the one that meets their requirements.

FAQs - Frequently Asked Questions

Q1. What are the advantages of buying bike insurance online? 

One can get multiple advantages when buying bike insurance online such as various quotations for their vehicle, flexibility, easy payment, etc.

Q2. Why do many people prefer to buy insurance online instead of going through an agent?

Buying insurance online is very fast and efficient which can save not only time but also money all the while offering multiple insurance plan options and providing complete transparency.

Q3. Where can one buy two-wheeler insurance?

One can easily get two-wheeler insurance on Quickinsure by visiting their official website https://quickinsure.co.in/ and comparing various plans and choosing the one that meets all their requirements.

Q4. Does one get the same coverage online that one gets through an agent?

Yes, one is offered the same if not better coverage for the customers buying bike insurance online than through an agent.

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