BECOME A LICENSED INSURANCE ADVISOR IN GHAZIABAD WITH QUICKINSURE
Dreaming of a rewarding career as an insurance advisor? Here’s how you can turn your ambition into action…!
In India, insurance agents work as certified and trained professionals. Their main job of these insurance brokers is to suggest best policies for the clients as per their needs and goals. Mostly, individuals in Ghaziabad who have good communication skills and possess great digital skills can easily qualify to be an insurance broker. It is important for insurance brokers to close deals successfully and extend a rich customer base for themselves.
Moreover, with the help of platforms like Quickinsure, aspirants can easily get an ideal exposure to understand the role of insurance agents thoroughly. In addition to this, you will also get to know the eligibility criteria, complete selection process, steps for insurance agent registration, and benefits of opting for this profession.
What Does an Insurance Agent Do?
Most importantly, insurance agents serve as a connection between the potential customers and the insurance providing company. The prime function is to understand the profile of the customer, analyze the risk they face, and give them the right insurance for products to meet their requirements. They also ensure that customers get the maximum benefits and coverage of the insurance policy at the best possible price.
Gradually, for clients, these agents become the long-term partner who helps them stay protected against life’s uncertainty. If the customer shows interest in any of the insurance products, then these agents work to make the entire onboarding process easier and hassle free. In addition, they even assist their clients fill out the forms with correct details, settle all the claims responsibly, and keep them updated about any updates.
A Look into Major Types of Insurance Agents
Basically, there are mainly two types of insurance agents working in the insurance sector, which are as follows:
Captive Insurance Agent
These agents are exclusively connected with one renowned insurance company, such as National Insurance Company or Life Insurance Company. According to the guidelines, these agents are not allowed to sell insurance policies belonging to their competitors in the market.
Point of Sales in Insurance or POSP
Point of sales in insurance are the individuals who are not dedicated to one insurance provider, they work with more than one insurance company. POSP agents help their clients with getting quotes on insurance policy from multiple companies and enable them to make decisions on best policy and prices.
What is the Process to Become an Insurance Agent in Ghaziabad?
There are few steps needed to become an insurance advisor in Ghaziabad, which are as follows:
Decide the Type
Before starting your journey, decide which type of insurance agent you want to be. You can choose to become a Captive Insurance Agent, working exclusively with one company, or a POSP (Point of Sales Person) Agent, who can sell policies from multiple insurers. For instance, you gain the advantage of offering diverse policies from various partner companies under a single platform, by partnering as a POSP agent with a reputed brand like Quickinsure.
Start your journey as an insurance advisor with Quickinsure today!
Identify the Insurance Company
The next important step is to research insurance companies in India thoroughly. Study their products, credibility, financial stability, and track record. Select a provider that values its agents as partners and offers attractive benefits, enabling you to establish a strong foundation and build a rewarding insurance career.
Check Every Point under the Eligibility Criteria
To become an insurance agent, the basic requirement is being at least 18 years old and having completed 10th standard or an equivalent qualification. However, eligibility may vary across insurance providers. Therefore, it’s essential to carefully review and understand the specific criteria set by the company you choose.
Complete the Mandatory Training
After meeting the eligibility requirements, the next step is to complete a mandatory 15-hour training program prescribed by IRDAI. This training is offered in both online and offline modes, allowing candidates to choose their preference. Upon successful completion, candidates are awarded certification as a licensed insurance agent.
Attempt and Clear the Exam
Once the training is completed, candidates must appear for a pre-licensing exam to finalize their insurance agent registration. Conducted online by IRDAI, the exam follows an objective pattern and lasts 90 minutes. To qualify, candidates are required to secure a minimum of 17 marks out of 50.
Obtain Your License
After successfully completing the training and passing the exam, the final step is to obtain your insurance license from IRDAI, which requires awaiting approval from the respective insurance company.
Start Your Career
With your insurance license in hand, it’s time to kickstart your career. Begin by building your network from day one. Stay informed about available insurance products, market trends, and the latest regulatory updates. This helps you get informed guidance and grow successfully in the industry.
Benefits of Becoming an Insurance Advisor
Insurance agents in Ghaziabad not only create wider earning opportunities but also gain ample benefits. Some of the major benefits of becoming general insurance advisors are as follows:
Zero Investment
One of the major advantages of choosing a career as an insurance agent in Ghaziabad is that it requires no financial investment.
High Earning Potential
In Ghaziabad, insurance advisors have high income potential. However, the earnings mainly depend on the number of policies sold. It means that the more they sell the insurance plans to customers, the more they will earn.
No Time Constraint
The best thing about this profession is that the agents get freedom to work whenever they want to. This indicates that there is no such time restriction for the advisors. They can choose to work full-time or part-time depending on their comfort level.
Documents Required to Become an Insurance Advisor in Ghaziabad
Following is the list of documents that aspirants require to submit at the time of registration process of becoming an insurance agent:
● Copy of PAN card
● Colored passport size photographs
● 10th class mark sheets
● Address proof such as passport, driving license, Aadhar card
● A cancelled bank cheque
Steps to Join Quickinsure as an Insurance Advisor
Here are few steps that you need to follow to get comprehensive assistance from Quickinsure:
Step 1: Download the Quickinsure Mobile App from Google Playstore
Step 2: Sign up with the App and register by providing your basic details, such as name, mobile number, email, and location.
Step 3: After that you need to apply for the required documents, including Aadhaar Card, PAN Card, bank account details, and educational qualification certificate.
Step 4: Undergo a 15-hour online training program covering insurance basics and policy types.
Step 5: Take and pass the online exam mandated by IRDAI to get certified as a Point of Sales Person (POSP).
Step 6: Review and sign the official POSP agreement to formalize your partnership with Quickinsure.
Step 7: Upon successful completion, receive your POSP ID and start selling insurance policies.
Final Words
Embarking on a career as an insurance advisor in Ghaziabad has never been easier with Quickinsure. The platform offers complete guidance, from training and certification to joining as a certified POSP agent, enabling you to sell policies from multiple reputed insurers. With Quickinsure, you gain access to a supportive network, valuable resources, and opportunities to grow your client base effectively. Start your journey today and build a successful, rewarding career in the insurance industry with Quickinsure.
Register now with Quickinsure and begin your career as an insurance agent in Ghaziabad!
FAQs:
1. Is becoming an insurance agent permanent employment?
Yes, POSP agents are independent professionals with flexible schedules. They fully dedicate their time and effort to building a steady income through commissions on policy sales. So, one can choose to work as a POSP insurance agent full-time.
2. How do I sell? Who could be my customer?
A POSP agent can sell insurance policies to anyone, including friends, family, and local businesses. Mainly, their potential customers include individuals looking for health, motor, life, or other insurance products. You can reach out to customers through both online and offline channels.
3. What is the role of an insurance advisor in Ghaziabad?
An insurance advisor acts as a bridge between clients and insurance companies, helping customers choose policies that match their needs, assisting with paperwork, and ensuring claims are settled efficiently.
4. What are the benefits of having insurance agent registration?
Insurance agent registration allows individuals aged 18 to 55 to work independently with flexible hours. No investment is needed, offering the potential to earn a stable and unlimited income.
5. What are the eligibility criteria to become an insurance agent?
Candidates must be at least 18 years old and have completed 10th standard or an equivalent qualification. Some companies may have additional criteria.
6. How can I become a certified insurance agent through Quickinsure?
Download the Quickinsure app, register with your details, submit the required documents, complete the 15-hour training, pass the IRDAI exam, sign the POSP agreement, and receive your POSP ID to start selling policies.
7. What documents are required to register as an insurance agent?
You need a PAN card copy, colored passport-size photographs, 10th class mark sheet, address proof (passport, Aadhaar, or driving license), and a cancelled bank cheque.
